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232 White Bluff Dr, Guyton, GA 31312 Property Records

Effingham County property record for 232 White Bluff Dr, Guyton, GA 31312 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,616 sqft Heated Area
Lot Size33,106 sqft (0.76 acres)
GarageUnfinished, 504 sqft
OccupancyOwner Occupied
Last Sale$290,000 (2023)
Tax Bill$3,391.00 (2025)

Property Details

APN / Parcel Number

Primary APN0436C-012-000
Alternative APNs
  • 0092L012000
  • 0436C012
  • 16562

Interior

Full Baths2 Baths
Building Area1,616 sqft Heated Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick Veneer Exterior
Roof ConstructionShed Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area33,106 sqft (0.76 acres)
Garage TypeUnfinished Garage
Garage Area504 sqft Garage
Deck Area85 sqft Deck
Patio Area85 sqft Patio
Porch Area74 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number16562
Street Address232 WHITE BLUFF DR
CityGUYTON
StateGA
Zip31312-6567
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.76 AC LOT 12
Legal SubdivisionWHITE BLUFF
Legal Lot Number12
JurisdictionEFFINGHAM GA
Minor Civil DivisionRINCON
Census Blockgroup3
Census Block3001
Census Tract30301

Owner

Source: Effingham County records · APN 0436C-012-000

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2023Warranty Deed, Transfer
Jan 04, 2023Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS
Jan 04, 2023Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS
Dec 15, 2006Deed, Transfer · Conventional Mortgage
WACHOVIA BANK NA
Jul 25, 2005Warranty Deed, Transfer · Conventional Mortgage
CRESCENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2023 · Amount on Record
Deed SaleJan 05, 2023 · Amount on Record
Prior SaleDec 15, 2006 · Amount on Record
Deed Doc Number202317
Deed Book / Page2825 / 983
Prior Transfer DateJan 04, 2023
Prior Transfer Doc0002826/23
Record RefreshedJun 08, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJan 04, 2023
Property Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567
Document Number0002826/23
Book / Page2826 / 23
Instrument DateJan 04, 2023
Instrument2023-000018
Transaction TypeTransfer
Record UpdatedJan 23, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJan 04, 2023
Property Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567
Document Number002825/983
Book / Page2825 / 983
Instrument DateJan 04, 2023
Instrument2023-000017
Transaction TypeTransfer
Record UpdatedMay 02, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567

Mortgage

Document Number0000002826/0000000001
DateJan 05, 2023
Book Page0000002826/0000000001
Instrument000068
Lender
NameBROKER SOLUTIONS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJan 04, 2023
Property Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567
Document Number002825/983
Book / Page2825 / 983
Instrument DateJan 04, 2023
Instrument2023-000017
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567

Mortgage

Document Number0000000068
DateJan 04, 2023
Instrument000068
Lender
NameBROKER SOLUTIONS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

December 2006: Deed, Transfer

Document TypeDeed
JurisdictionEFFINGHAM GA
Recording DateDec 15, 2006
Property Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567
Document Number0001564/64
Book / Page1564 / 64
Instrument DateDec 15, 2006
Instrument2006-004086
Transaction TypeTransfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address232 WHITE BLUFF DR, 232, GUYTON, GA 31312-6567

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567

Mortgage

Document Number0001564/68
DateDec 22, 2006
Book Page1564/68
Lender
NameWACHOVIA BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2037

July 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateJul 25, 2005
Property Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567
Document Number001317/364
Book / Page1317 / 364
Instrument DateJul 25, 2005
Instrument2005-002503
Transaction TypeTransfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WHITE BLUFF DR, GUYTON, GA 31312-6567
InvestorPossibly a Property Investor

Mortgage

Document Number001317/368
DateAug 05, 2005
Book Page1317/368
Lender
NameCRESCENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,391.00 (-4.85%) Homeowner's exemption$116,516 (+1.02%) Land $22,800 Building $93,716$291,289 (+1.02%) Land $57,000 Building $234,289
2024$3,564.00 (+44.41%) Homeowner's exemption$115,337 (+40.33%) Land $22,800 Building $92,537$288,343 (+40.33%) Land $57,000 Building $231,343
2022$2,468.00 Homeowner's exemption$82,192 Land $16,000 Building $66,192$205,480 Land $40,000 Building $165,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 9% of Georgia
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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