Gasconade County property record for 232 Wharf St, Hermann, MO 65041 · Last verified April 2026
| Property Type | Commercial > Retail > Hotel/Motel |
|---|---|
| Year Built | Built 1868 |
| Square Footage | 3,952 sqft Total Area |
| Lot Size | 9,000 sqft (0.207 acres) |
| Tax Bill | $7,893.00 (2025) |
| Primary APN | 02-7.0-25-3-02-002.000 |
|---|
| Building Area | 3,952 sqft Total Area |
|---|---|
| 1st Floor | 3,952 sqft 1st Floor |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1868 |
| Exterior Material | Brick Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,000 sqft (0.207 acres) |
| Depth X Width | 150 ft x 60 ft Depth x Width |
| Street Address | 232 WHARF ST |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-1160 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Hotel/Motel |
| Legal Description | LOT 19, E WHARF, ORIG TOWN HERMANN |
| Legal Range | 05W |
| Legal Township | 46N |
| Legal Section | 25 |
| Legal Subdivision | CITY HERMANN |
| Legal Lot Number | 19 |
| Jurisdiction | GASCONADE MO |
| Minor Civil Division | ROARK |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 960100 |
Source: Gasconade County records · APN 02-7.0-25-3-02-002.000
Assessment roll updated September 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 13155 COUNTY ROAD 3000, ROLLA, MO 65401-8143 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 17, 2017 | Deed of Trust, Mortgage EXCHANGE BANK |
| Dec 26, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance EXCHANGE BANK OF MISSOURI |
| Feb 03, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2021 |
| Deed Sale | Feb 03, 2021 |
| Deed Doc Number | 2021387 |
| Prior Transfer Date | Oct 06, 2008 |
| Prior Transfer Doc | 0020083572 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 232 WHARF ST, HERMANN, MO 65041-1160 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020171327 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017-1327 |
| Name | EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | FULTON, MO 65251 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 232 WHARF ST, HERMANN, MO 65041-1160 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020193560 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 202019-3560 |
| Name | EXCHANGE BANK OF MISSOURI |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | Feb 03, 2021 |
| Property Address | 232 WHARF ST, HERMANN, MO 65041-1160 |
| Document Number | 0020210387 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 2021-0387 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13155 COUNTY ROAD 3000, ROLLA, MO 65401-8143 |
Source: Gasconade County records · Assessment roll updated September 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Municipality | Hermann City |
| Unified School District | Gasconade County R-I School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,893.00 (-1.58%) | $115,210 (-0.31%) | $360,020 (-0.32%) Land $36,500 Building $323,520 |
| 2023 | $8,020.00 (+0.17%) | $115,570 | $361,160 |
| 2022 | $8,006.00 |
232 Wharf St is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Gasconade County (29073C), updated July 18, 2011
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 26th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Hermann Historic District listed 1972 · 341 contributing resources · NRIS 72000712 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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