Gasconade County property record for 214 Wharf St, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,976 sqft · built 1850 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,578 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7.0-25-3-02-008.000 |
| Primary APN | 02-7.0-25-3-02-008.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 214 WHARF ST |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14, E WHARF, ORIG TOWN HERMANN |
| Legal Range | 05W |
| Legal Township | 46N |
| Legal Section | 25 |
| Legal Lot Number | 14 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 960100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hermann Historic District listed 1972 · 341 contributing resources · NRIS 72000712 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
214 Wharf St is owned by an individual who acquired it in January 2022.
Source: Gasconade County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 825 ASHTON WAY CIR, EUREKA, MO 63025-4012 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2022 |
| Deed Sale | Jan 6, 2022 |
| Deed Document Number | 202262 |
| Prior Transfer Date | Jul 20, 2021 |
| Prior Transfer Doc | 0000002745 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 214 Wharf St was $2,578.
Source: Gasconade County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Municipality | Hermann City |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,420 (-) | $207,480 (-) Land $36,500 Building $170,980 | |
| 2025 | $2,578.00 | $39,420 | $207,480 Land $36,500 Building $170,980 |
| 2023 | $2,559.00 (+0.16%) | $38,610 | $203,230 |
| 2022 | $2,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 Wharf St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 139 (1978–2020) |
| Claims Outside the SFHA | 14 of 139 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 Wharf St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERMANN PWS serves 2,500 people · EPA ID MO6010360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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