232 W Champlain Ave, Wilmington, DE 19804 Property Records

New Castle County property record for 232 W Champlain Ave, Wilmington, DE 19804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 924 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,333 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-042.20-427`

Property Details

APN / Parcel Number

Primary APN	`07-042.20-427`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	506 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 49 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	232 W CHAMPLAIN AVE
City	WILMINGTON
State	DE
Zip	19804-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC5
Legal Description	BEG ON SWLY SIDE OF CHAMPLAIN AVE AT 50 FT WIDE & FURTHER LOCATED ALONG SWLY SIDE OF CHAMPLAINE AVE
Legal Subdivision	BELLEMOOR
Legal Lot Number	P628
Jurisdiction	NEW CASTLE DE
Township / Civil Division	LOWER CHRISTIANA
Census Block Group	6
Census Block	6004
Census Tract	12500

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Apr 3, 2018	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018
Deed Sale	Apr 3, 2018
Prior Sale	Oct 20, 1998
Deed Document Number	201815092
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	232 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1838
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1838

Mortgage

Document Number	0000076414
Date	Nov 14, 2023
Instrument	20231114-0076414

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 3, 2018
Property Address	232 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1838
Document Number	0000015092
Instrument Date	Mar 29, 2018
Instrument	20180403-0015092
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	232 CHAMPION AVE, WILMINGTON, DE 19804

Mortgage

Document Number	0000015093
Date	Apr 3, 2018
Instrument	20180403-0015093

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Red Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,333.00 (+45.09%)	$288,400 (+502.09%) Land $56,900 Building $231,500
2024			$245,070
2023	$1,608.00	$47,900 Land $8,900 Building $39,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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