231 W Champlain Ave, Wilmington, DE 19804 Property Records

New Castle County property record for 231 W Champlain Ave, Wilmington, DE 19804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2021)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-042.20-389`

Property Details

APN / Parcel Number

Primary APN	`07-042.20-389`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	624 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	231 W CHAMPLAIN AVE
City	WILMINGTON
State	DE
Zip	19804-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC5
Legal Subdivision	BELLEMOOR ADD
Legal Lot Number	620
Jurisdiction	NEW CASTLE DE
Township / Civil Division	LOWER CHRISTIANA
Census Block Group	6
Census Block	6003
Census Tract	12500

Owner

231 W Champlain Ave is owned and occupied by an individual who bought it in June 2021.

Source: New Castle County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	231 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 30, 2021	Deed, Transfer · FHA Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Document Number	202176268
Prior Transfer Date	Oct 11, 2002
Prior Transfer Doc	0000104343
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	231 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1837
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074228
Date	Sep 18, 2019
Instrument	20190918-0074228

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 30, 2021
Property Address	231 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1837
Document Number	0000076268
Instrument Date	Jun 24, 2021
Instrument	20210630-0076268
Transaction Type	Transfer
Record Updated	Jul 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1837

Mortgage

Document Number	0000076272
Date	Jun 30, 2021
Instrument	20210630-0076272

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 231 W Champlain Ave was $2,519.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Red Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00	$311,400 Land $56,900 Building $254,500
2024			$294,570
2023	$1,521.00	$45,300 Land $8,900 Building $36,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 W Champlain Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 W Champlain Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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