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232 Valley Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 232 Valley Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,700 sqft · built 1967
Lot Size0.217 acres (9,450 sqft)
OwnerIndividual Name on Record
Tax Bill$4,544 (2025)
Flood ZoneZone X (minimal risk)
APN8913-21-176-016

Property Details

APN / Parcel Number

Primary APN8913-21-176-016

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,700 sqft Living Area
1st Floor Area1,700 sqft
Basement Area1,700 sqft
Finished Basement600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,450 sqft (0.217 acres)
Lot Dimensions135 ft deep x 75 ft wide
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address232 VALLEY RD
CityWATERLOO
StateIA
Zip50701-1755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRAUNS REPLAT OF PART OF PLEASANT VALLEY ADDITION LOT 8
Legal Range13W
Legal Township89N
Legal Section21
Legal SubdivisionBRAUNS REPLAT
Legal Lot Number8
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3018
Census Tract1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address232 VALLEY RD, WATERLOO, IA 50701-1755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 30, 2025
Transfer Doc0000001447
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,544.00 (+4.99%) Homeowner's exemption$248,160 (+11.06%) Land $24,830 Building $223,330$248,160 (+11.06%) Land $24,830 Building $223,330
2024$4,328.00 (+12.07%)
2023$223,450 (+20.95%) Land $24,830 Building $198,620$223,450 (+20.95%) Land $24,830 Building $198,620
2022$3,862.00 Homeowner's exemption$184,750 Land $24,830 Building $159,920
2021$184,750 Land $24,830 Building $159,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink.

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