Black Hawk County property record for 159 Valley Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,225 sqft · built 1958 |
| Lot Size | 0.266 acres (11,592 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2022) |
| Tax Bill | $3,430 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-129-012 |
| Primary APN | 8913-21-129-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 1,225 sqft |
| Finished Basement | 550 sqft |
| Unfinished Basement | 1,225 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,592 sqft (0.266 acres) |
| Lot Dimensions | 168 ft deep x 75 ft wide |
| Deck Area | 360 sqft |
| Patio Area | 403 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 159 VALLEY RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY CASTLE HILL LOT 38 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | PLEASANT VALLEY CASTLE HILL |
| Legal Lot Number | 38 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-129-012
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 VALLEY RD, WATERLOO, IA 50701-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | Nov 16, 2021 · Amount on Record |
| Deed Document Number | 202210523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 16, 2021 |
| Property Address | 159 VALLEY RD, WATERLOO, IA 50701-1723 |
| Document Number | 202200010523 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 202200010523 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2021 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 VALLEY RD, WATERLOO, IA 50701-1723 |
| Document Number | 202200010524 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 202200010524 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Number | 202200010525 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 202200010525 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2031 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,430.00 Homeowner's exemption | $185,890 (+10.41%) Land $26,340 Building $159,550 | $185,890 (+10.41%) Land $26,340 Building $159,550 |
| 2024 | $3,430.00 (+16.11%) | ||
| 2023 | $168,360 (+17.44%) Land $26,340 Building $142,020 | $168,360 (+17.44%) Land $26,340 Building $142,020 | |
| 2022 | $2,954.00 | $143,360 Land $26,340 Building $117,020 | |
| 2021 | $143,360 Land $26,340 Building $117,020 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 9% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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