232 Thunder Lake Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 232 Thunder Lake Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,176 sqft · built 1985
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$692,500 (Jul 2019)
Tax Bill	$17,243 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0026 B:032 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0026 B:032 L:00`
Alternative APN	`1413`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,176 sqft Living Area
Gross Area	5,959 sqft
1st Floor Area	2,006 sqft
Basement Area	1,778 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1413
Street Address	232 THUNDER LAKE RD
City	WILTON
State	CT
Zip	06897-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	32
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4006
Census Tract	45102

Owner

232 Thunder Lake Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 THUNDER LAKE RD, WILTON, CT 06897-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage BETTER MORTGAGE CORP
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Prior Sale	Jul 1, 1988 · Amount on File
Deed Book / Page	2499 / 168
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	232 THUNDER LAKE RD, WILTON, CT 06897-1339
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2526-885
Date	Feb 16, 2021
Book Page	2526/885

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	232 THUNDER LAKE RD, WILTON, CT 06897-1339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2468-127
Date	Feb 24, 2017
Book Page	2468/127

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2046

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Jul 25, 2019
Property Address	232 THUNDER LAKE RD, WILTON, CT 06897-1339
Document Number	2499-168
Book / Page	002499 / 000168
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 THUNDER LAKE RD WILTON CT 068971339, WILTON, CT 06897-1339

Mortgage

Document Number	2499-170
Date	Jul 25, 2019
Book Page	002499/000170

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 232 Thunder Lake Rd was $17,243, up 2.7% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,243.00 (+2.67%)	$688,030 (-) Land $320,810 Building $367,220	$1,459,154 (+202.97%)
2025	$16,795.00	$688,030 Land $320,810 Building $367,220	$481,621 Land $224,567 Building $257,054
2024	$16,795.00 (+9.29%)
2023	$15,368.00 (+3.65%)	$525,210 (-) Land $306,740 Building $218,470
2022	$14,827.00	$525,210 Land $306,740 Building $218,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Thunder Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Thunder Lake Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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