227 Thunder Lake Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 227 Thunder Lake Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,276 sqft · built 1986
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 1991)
Tax Bill	$16,877 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0040 B:016 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0040 B:016 L:00`
Alternative APN	`5563`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	5,937 sqft
1st Floor Area	2,088 sqft
Basement Area	2,088 sqft
Unfinished Basement	2,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5563
Street Address	227 THUNDER LAKE RD
City	WILTON
State	CT
Zip	06897-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	16
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4006
Census Tract	45102

Owner

227 Thunder Lake Rd is owned and occupied by an individual who bought it in September 1991.

Source: Wilton Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	227 THUNDER LAKE RD, WILTON, CT 06897-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jul 5, 2017	Deed of Trust, Mortgage FAIRFIELD COUNTY BANK
Feb 15, 2017	Deed of Trust, Mortgage FAIRFIELD COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 1991 · Amount on File
Deed Sale	Sep 27, 1991 · Amount on File
Prior Sale	Mar 15, 1991 · Amount on File
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	227 THUNDER LAKE RD, WILTON, CT 06897-1338
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2544-310
Date	Nov 18, 2021
Book Page	2544/310

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Dec 1, 2028
Index	Other

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	227 THUNDER LAKE RD, WILTON, CT 06897-1338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2475-615
Date	Jul 5, 2017
Book Page	2475/615

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2042

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	227 THUNDER LAKE RD, WILTON, CT 06897-1338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2467-533
Date	Feb 15, 2017
Book Page	2467/533

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 227 Thunder Lake Rd was $16,877, up 2.7% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,877.00 (+2.67%)	$673,400 (-) Land $303,520 Building $369,880	$1,328,585 (+181.85%)
2025	$16,438.00	$673,400 Land $303,520 Building $369,880	$471,380 Land $212,464 Building $258,916
2024	$16,438.00 (+14.88%)
2023	$14,309.00 (+3.65%)	$489,020 (-) Land $290,220 Building $198,800
2022	$13,805.00	$489,020 Land $290,220 Building $198,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Thunder Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Thunder Lake Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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