232 Thomas Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 232 Thomas Ave, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,266 sqft · built 1945
Lot Size	0.27 acres (11,745 sqft)
Owner	Company Name on File
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`058750A000`

Property Details

APN / Parcel Number

Primary APN	`058750A000`
Alternative APN	`6-014A-4087-00-0027.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	2,841 sqft
1st Floor Area	1,866 sqft
Basement Area	975 sqft
Finished Basement	400 sqft
Unfinished Basement	575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,745 sqft (0.27 acres)
Lot Dimensions	145 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	058750A000
Street Address	232 THOMAS AVE
City	SAINT CHARLES
State	MO
Zip	63301-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALLS SUB NE 5 LOT 10 & PT LOT 5 BLK 1
Legal Subdivision	HALLS SUB OF ST CHAS
Legal Block	1
Legal Lot Number	27
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2056
Census Tract	310502

Owner

Source: St. Charles County records · APN 058750A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	232 THOMAS AVE, SAINT CHARLES, MO 63301-3519
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 28, 2017
Transfer Doc	0068450118
Record Updated	Sep 20, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 29, 2017
Property Address	232 THOMAS AVE, SAINT CHARLES, MO 63301-3519
Document Number	0068450118
Book / Page	006845 / 000118
Instrument Date	Nov 28, 2017
Instrument	737320
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	232 THOMAS AVE ST CHARLES MO 633013519, ST CHARLES, MO 63301-3519

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,022 (-)	$294,856 (-) Land $60,000 Building $234,856
2025	$3,509.00 (+2.33%)	$56,022 (+4.81%)	$294,856 (+4.81%) Land $60,000 Building $234,856
2024	$3,429.00
2023		$53,451
2022			$281,319 Land $45,000 Building $236,319

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1979–2022)
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jul 2022 · 6 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.