232 Sturbridge Dr, Georgetown, KY 40324 Property Records

Scott County property record for 232 Sturbridge Dr, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	0.189 acres (8,246 sqft)
Owner	Individual Name on File
Last Sale	$151,900 (Jun 2017)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138-40-054.000`

Property Details

APN / Parcel Number

Primary APN	`138-40-054.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Exterior Material	Brick
Lot Area	8,246 sqft (0.189 acres)

Location & Zoning

Street Address	232 STURBRIDGE DR
City	GEORGETOWN
State	KY
Zip	40324-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONY
Legal Subdivision	COLONY
Legal Lot Number	11
Legal Unit	10
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2008
Census Tract	40606

Owner

Source: Scott County records · APN 138-40-054.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 STURBRIDGE DR, GEORGETOWN, KY 40324-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage WESTERN OHIO MORTGAGE CORP
Jun 22, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	370506
Deed Book / Page	D388 / 242
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	232 STURBRIDGE DR, GEORGETOWN, KY 40324-2544
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1616/101
Date	Jun 22, 2021
Book Page	M1616/101
Instrument	437795

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	232 STURBRIDGE DR, GEORGETOWN, KY 40324-2544
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1343/426
Date	Jun 22, 2017
Book Page	M1343/426
Instrument	370507

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 22, 2017
Property Address	232 STURBRIDGE DR, GEORGETOWN, KY 40324-2544
Document Number	D388/242
Book / Page	D388 / 242
Map Reference	CAB9 SL238
Instrument Date	Jun 20, 2017
Instrument	370506
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 PATCHEN DR STE 51, 153, LEXINGTON, KY 40517-4415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 STURBRIDGE DR, GEORGETOWN, KY 40324-2544

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (+7.48%)	$221,100 (+9.4%)	$221,100 (+9.4%)
2023	$1,832.00 (+28.65%)	$202,100 (+23.08%) Land $38,500 Building $163,600	$202,100 (+23.08%) Land $38,500 Building $163,600
2022	$1,424.00	$164,200 Land $33,000 Building $131,200	$164,200 Land $33,000 Building $131,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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