Scott County property record for 226 Sturbridge Dr, Georgetown, KY 40324
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,219 sqft · built 2015 |
| Lot Size | 0.189 acres (8,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Sep 2026) |
| Tax Bill | $1,957 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-40-041.000 |
| Primary APN | 138-40-041.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,219 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 8,246 sqft (0.189 acres) |
| Account Number | 24091 |
|---|---|
| Street Address | 226 STURBRIDGE DR |
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2544 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | COLONY 3 |
| Legal Subdivision | COLONY |
| Legal Lot Number | 8 |
| Legal Unit | 10 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40606 |
226 Sturbridge Dr, residential vacant land, is owned and occupied by two individuals who bought it in September 2026.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 STURBRIDGE DR, GEORGETOWN, KY 40324-2544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 11, 2018 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2026 · Amount on File |
| Deed Sale | Sep 4, 2026 · Amount on File |
| Prior Sale | Sep 8, 2023 · Amount on File |
| Deed Document Number | 2026601303 |
| Deed Book / Page | 468 / 598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 4, 2026 |
| Property Address | 226 STURBRIDGE DR, GEORGETOWN, KY 40324-2544 |
| Document Number | 0000601303 |
| Book / Page | 468 / 598 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026601303 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | BEST TITLE COMPANY, BEST TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,785.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 226 STURBRIDGE DR, GEORGETOWN, KY 40324-2544 |
| Document Number | 0000601306, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 2026601306 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 226 STURBRIDGE DR, GEORGETOWN, KY 40324-2544 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 117 PEBBLE BEACH CT, GEORGETOWN, KY 40324-9526 |
| Investor | Possibly a Property Investor |
| Document Number | 0M1698/761 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | M1698/761 |
| Instrument | 456480 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 226 STURBRIDGE DR, GEORGETOWN, KY 40324-2544 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1659/152 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | M1659/152 |
| Instrument | 446674 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 11, 2018 |
| Property Address | 226 STURBRIDGE DR, GEORGETOWN, KY 40324-2544 |
| Document Number | 00D398/819 |
| Book / Page | D398 / 819 |
| Map Reference | CAB9 SL238 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 388676 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | CAPITAL TITLE, CAPITAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 N WINTER CT, MIDWAY, KY 40347-1130 |
| Name | Verified Name |
|---|---|
| Address | 3280 LOUST HOLLOW, NOLENSVILLE, TN 37135-7425 |
| Investor | Possibly a Property Investor |
| Document Number | 0000388677 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 388677 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 226 Sturbridge Dr was $1,957.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,800 (-) | $219,800 (-) | |
| 2025 | $1,957.00 | $219,800 | $219,800 |
| 2023 | $1,819.00 (+20.22%) | $200,700 (+15.08%) Land $38,500 Building $162,200 | $200,700 (+15.08%) Land $38,500 Building $162,200 |
| 2022 | $1,513.00 | $174,400 Land $33,000 Building $141,400 | $174,400 Land $33,000 Building $141,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Sturbridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 226 Sturbridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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