232 Sparrow Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 232 Sparrow Rd, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,685 sqft · built 1953
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2020)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Sep 2020 Mortgage + 2 more
APN	`0132007000010`

Property Details

APN / Parcel Number

Primary APN	`0132007000010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,294 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	162 sqft
Patio Area	391 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 SPARROW RD
City	CHESAPEAKE
State	VA
Zip	23325-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	1 INDIAN RIVER TERRACE
Legal Subdivision	TANGLEWOOD, INDIAN RIVER, HERRINGTON
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1006
Census Tract	20001

Owner

Source: Chesapeake City records · APN 0132007000010

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 SPARROW RD, CHESAPEAKE, VA 23325-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 01, 2020	Deed of Trust, Mortgage · Commercial Mortgage 3RD PARTY INDIVIDUAL
Oct 15, 2020	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Jun 25, 2019	Warranty Deed, Transfer QUALITY FIRST TITLE, QUALITY OF TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	202037980
Deed Book / Page	10237 / 1242
Prior Transfer Date	Nov 02, 2004
Prior Transfer Doc	5748000502
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	232 SPARROW RD, CHESAPEAKE, VA 23325-2116
Transaction Type	Mortgage
Record Updated	Sep 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010594/458
Date	Aug 23, 2022
Book Page	10594/458
Instrument	220026860

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	232 SPARROW RD, CHESAPEAKE, VA 23325-2116
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10210/1437
Date	Sep 01, 2020
Book Page	10210/1437
Instrument	200030785

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Feb 12, 2021

Interest

Rate Type	Fixed Rate
Rate	10%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 15, 2020
Property Address	232 SPARROW RD, CHESAPEAKE, VA 23325-2116
Document Number	10237/1242
Book / Page	10237 / 1242
Instrument Date	Sep 24, 2020
Instrument	200037980
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	SELECT SETTLEMENT GROUP LLC, SELECT SETTLEMENT GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SPARROW RD, CHESAPEAKE, VA 23325-2116

Mortgage

Document Number	0200037981
Date	Oct 15, 2020
Instrument	200037981

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 25, 2019
Property Address	232 SPARROW RD, CHESAPEAKE, VA 23325-2116
Document Number	010025/639
Book / Page	10025 / 639
Instrument Date	Jun 21, 2019
Instrument	190015464
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	QUALITY FIRST TITLE, QUALITY OF TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 N MILITARY HWY, NORFOLK, VA 23502-2228

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (+52.27%)	$315,800 (+10.77%) Land $125,000 Building $190,800	$315,800 (+10.77%) Land $125,000 Building $190,800
2023		$285,100 (+6.42%) Land $105,000 Building $180,100	$285,100 (+6.42%) Land $105,000 Building $180,100
2022		$267,900 Land $95,000 Building $172,900	$267,900 Land $95,000 Building $172,900
2019	$2,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	22 (1988–2019)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Aug 2019 · other causes
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 267 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

232 Sparrow Rd, Chesapeake, VA 23325 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Sparrow Rd

Nearby Streets

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