Chesapeake City property record for 228 Sparrow Rd, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1954 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2019) |
| Tax Bill | $3,534 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2021 Refinance + 2 more |
| APN | 0132009000010 |
| Primary APN | 0132009000010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 59,242 sqft (1.36 acres) |
| Lot Dimensions | 124 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 228 SPARROW RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | INDIAN RIVER 1.36 AC |
| Legal Subdivision | TANGLEWOOD, INDIAN RIVER, HERRINGTON |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20001 |
228 Sparrow Rd is owned and occupied by an individual who bought it in October 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 SPARROW RD, CHESAPEAKE, VA 23325-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC |
| Oct 29, 2019 | Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2019 · Amount on File |
| Deed Sale | Oct 29, 2019 · Amount on File |
| Prior Sale | Mar 11, 2008 · Amount on File |
| Deed Document Number | 201929515 |
| Deed Book / Page | 10072 / 1232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 228 SPARROW RD, CHESAPEAKE, VA 23325-2116 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10575/1619 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 10575/1619 |
| Instrument | 220021348 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 24, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 228 SPARROW RD, CHESAPEAKE, VA 23325-2116 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010453/951 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 10453/951 |
| Instrument | 210044208 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 228 SPARROW RD, CHESAPEAKE, VA 23325-2116 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10453/951 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 10453/951 |
| Instrument | 210044208 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 29, 2019 |
| Property Address | 228 SPARROW RD, CHESAPEAKE, VA 23325-2116 |
| Document Number | 10072/1232 |
| Book / Page | 10072 / 1232 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 190029515 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 SPARROW RD, CHESAPEAKE, VA 23325-2116 |
| Document Number | 190029516 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 190029516 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 228 Sparrow Rd was $3,534.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,000 (+10.32%) Land $175,000 Building $211,000 | $386,000 (+10.32%) Land $175,000 Building $211,000 | |
| 2025 | $3,534.00 | $349,900 Land $165,000 Building $184,900 | $349,900 Land $165,000 Building $184,900 |
| 2023 | $314,900 (+13.48%) Land $145,000 Building $169,900 | $314,900 (+13.48%) Land $145,000 Building $169,900 | |
| 2022 | $277,500 Land $135,000 Building $142,500 | $277,500 Land $135,000 Building $142,500 | |
| 2019 | $2,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 228 Sparrow Rd; there have been 22 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 22 (1988–2019) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Aug 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Sparrow Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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