232 S Willow St, Florence, AZ 85132 Property Records

Pinal County property record for 232 S Willow St, Florence, AZ 85132

Property Summary

Property Type	Single Family Home
Details	1,225 sqft · built 1946
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Jun 2025)
Tax Bill	$381 (2025)
Deeds & Mortgages	Oct 2022 Sale Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-07-087B`

Property Details

APN / Parcel Number

Primary APN	`202-07-087B`
Alternative APN	`20207087B9`

Interior

Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	232 S WILLOW ST
City	FLORENCE
State	AZ
Zip	85132-0042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNDESIGNAT
Legal Description	WESTERN ADD TO TOWN OF FLORENCE: LOT 2 BLK 9
Legal Range	09E
Legal Township	05S
Legal Section	02
Legal Subdivision	WESTERN ADD TO TOWN OF FLORENCE
Legal Block	9
Legal Lot Number	2
Jurisdiction	PINAL AZ
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1017
Census Tract	902

Owner

232 S Willow St is owned and occupied by two individuals who bought it in June 2025.

Source: Pinal County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 S WILLOW ST, FLORENCE, AZ 85132-0042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Beneficiary Deed, Transfer
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 5, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on File
Deed Sale	Jun 13, 2025 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	202548293
Prior Transfer Date	Jan 25, 1995
Prior Transfer Doc	0020780246
Record Updated	Oct 29, 2026

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	PINAL AZ
Recording Date	Oct 20, 2022
Property Address	232 S WILLOW ST, FLORENCE, AZ 85132-0042
Document Number	0000109110
Map Reference	MB 3 PG 446
Instrument Date	Sep 27, 2022
Instrument	2022-109110
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6051 E ROLLING RIDGE RD, SAN TAN VALLEY, AZ 85140-9410

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Dec 18, 2019
Property Address	232 S WILLOW ST, FLORENCE, AZ 85132-0042
Document Number	0000108399
Map Reference	MB 3 PG 446
Instrument Date	Dec 9, 2019
Instrument	2019-108399
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5757 WILSHIRE BLVD, 5757, LOS ANGELES, CA 90036-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	232 S WILLOW ST, FLORENCE, AZ 85132-0042

Mortgage

Document Number	0000108400
Date	Dec 18, 2019
Instrument	2019-108400

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Aug 5, 2019
Property Address	232 S WILLOW ST, FLORENCE, AZ 85132-0042
Document Number	0000063357
Instrument Date	Jun 24, 2019
Instrument	63357
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	232 S WILLOW ST FLORENCE AZ 851320042, FLORENCE, AZ 85132-0042

Tax Assessment & Valuation

The 2025 property tax bill for 232 S Willow St was $381, down 10.6% from the year before.

Source: Pinal County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Florence Town
Unified School District	Florence Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$12,346 (+0.11%) Land $2,450 Building $9,896	$123,460 (+0.12%) Land $24,500 Building $98,960
2026		$12,332 (+8.3%) Land $2,450 Building $9,882	$123,315 (+8.3%) Land $24,500 Building $98,815
2025	$381.00 (-10.56%)	$11,387 (+41.4%)	$113,865 (+41.4%) Land $28,000 Building $85,865
2024	$426.00 (-5.12%)	$8,053 Land $2,415 Building $5,638	$80,528 Land $24,150 Building $56,378
2023	$449.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 232 S Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 S Willow St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER COMPANY serves 14,593 people · EPA ID AZ0411017
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Broadband Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
TREPIC Networks Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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