Mobile County property record for 232 S McGregor Ave, Mobile, AL 36608
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.869 acres (37,897 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $571 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R022806231002062005 |
| Primary APN | R022806231002062005 |
|---|---|
| Alternative APNs |
|
| Lot Area | 37,897 sqft (0.869 acres) |
|---|
| Account Number | 4006355 |
|---|---|
| Old Parcel Number | R022806231002062005 |
| Street Address | 232 S MCGREGOR AVE |
| City | MOBILE |
| State | AL |
| Zip | 36608-2344 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 2 LADD PLACE RESUB OF LOTS 2 & 3 AND LADD PLACE 1ST ADDN RESUB OF LOT 3 MBK 126/83 |
| Legal Subdivision | LADD PLACE 1ST ADDN |
| Legal Lot Number | 2-3 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3301 |
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5700 REGENCY CT S, MOBILE, AL 36609-3277 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| May 1, 2024 | Warranty Deed, Transfer · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 1, 2024 |
| Transfer Doc | 0000026302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 232 S MCGREGOR AVE, MOBILE, AL 36608-2344 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST MOBILE TITLE, FIRST MOBILE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 232 S MCGREGOR AVE, MOBILE, AL 36608-2344 |
| Document Number | 0000058772 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025058772 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | 138 LAKELAND HEIGHTS BLVD, FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 1, 2024 |
| Property Address | 232 S MCGREGOR AVE, MOBILE, AL 36608-2344 |
| Document Number | 0000026302 |
| Map Reference | MB 126 PG 83 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024026302 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST MOBILE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 5700 REANAY CT S, MOBILE, AL 36609 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5700 REANAY CT S, MOBILE, AL 36609 |
| Document Number | 0000026303 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024026303 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Index | Prime Rate |
| Margin | 5 |
| Max Rate | 14% |
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $571.00 (-25.07%) | $9,000 (-25%) Land $9,000 | $45,000 (-25%) Land $45,000 |
| 2023 | $762.00 | $12,000 Land $12,000 | $60,000 Land $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 100 (1979–2019) |
| Claims Outside the SFHA | 78 of 100 |
| Most Recent Claim | Sep 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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