226 S McGregor Ave, Mobile, AL 36608 Property Records

Mobile County property record for 226 S McGregor Ave, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,387 sqft · built 1950
Lot Size	1.9 acres (83,110 sqft)
Owner	2 Individual Names on File
Last Sale	$311,616 (Dec 2014)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806231002062`

Property Details

APN / Parcel Number

Primary APN	`R022806231002062`
Alternative APNs	`28 06 23 1 002 062.XXX` `00544183` `544183`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,387 sqft Living Area
1st Floor Area	3,387 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	83,110 sqft (1.9 acres)
Garage Type	Mixed
Garage Area	525 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	660 sqft
Porch	Slab
Porch Area	338 sqft
Utility Building	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	544183
Street Address	226 S MCGREGOR AVE
City	MOBILE
State	AL
Zip	36608-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 LADD PLACE 1ST ADDN MBK 58 PG 35 #SEC 23 T4S R2W #MP28 06 23 1 002
Legal Range	04S
Legal Township	04S
Legal Section	23
Legal Subdivision	LADD PLACE 1ST ADDN
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2003
Census Tract	3301

Owner

226 S McGregor Ave is owned and occupied by two individuals who bought it in December 2014.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	226 S MCGREGOR AVE, MOBILE, AL 36608-2344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit HANCOCK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2014 · Amount on File
Deed Sale	Dec 8, 2014 · Amount on File
Deed Document Number	201461050
Deed Book / Page	7213 / 367
Prior Transfer Date	Nov 19, 2014
Prior Transfer Doc	0000061050
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	226 S MCGREGOR AVE, MOBILE, AL 36608-2344
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 S MCGREGOR AVE, MOBILE, AL 36608-2344

Mortgage

Document Number	0000021998
Date	Apr 10, 2023
Instrument	2023021998

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	226 S MCGREGOR AVE, MOBILE, AL 36608-2344
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	GUARANTEE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041962
Date	Jun 29, 2021
Instrument	2021041962

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	226 S MCGREGOR AVE, MOBILE, AL 36608-2344
Document Number	0000020400
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 MCGREGOR AVE S MOBILE AL 366082344, MOBILE, AL 36608-2344

Mortgage

Document Number	0000020400
Date	Apr 13, 2017
Book Page	007497/001382
Instrument	20400

Lender

Name	HANCOCK BK
Type	Bank
Address	MOBILE, AL 36693

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 226 S McGregor Ave was $2,903 with a homeowner's exemption, up 5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00 (+5.03%) Homeowner's exemption	$46,620 (+4.95%) Land $13,500 Building $33,120	$466,200 (+4.95%) Land $135,000 Building $331,200
2024	$2,764.00 (-4.76%) Homeowner's exemption	$44,420 (-4.68%) Land $13,500 Building $30,920	$444,200 (-4.68%) Land $135,000 Building $309,200
2023	$2,902.00 Homeowner's exemption	$46,600 Land $18,000 Building $28,600	$466,000 Land $180,000 Building $286,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 S McGregor Ave in Zone X, an area of minimal flood risk, though there have been 100 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	100 (1979–2019)
Claims Outside the SFHA	78 of 100
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Ivan, Sep 2004 · 12 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 S McGregor Ave is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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