232 Reflection Dr, Williamsburg, VA 23188 Property Records

James City County property record for 232 Reflection Dr, Williamsburg, VA 23188 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,232 sqft Living Area
Lot Size25,047 sqft (0.575 acres)
GarageAttached, 308 sqft
OccupancyOwner Occupied
Tax Bill$2,098.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-3 04-0-0018-B
Alternative APN
  • 12795

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,232 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof MaterialFiberglass Roof
Lot Area25,047 sqft (0.575 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area308 sqft Garage
Deck Area104 sqft Deck
Patio Area104 sqft Patio
Porch Area78 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Water SourceCommercial Water Source

Location & Zoning

Account Number12795
Street Address232 REFLECTION DR
CityWILLIAMSBURG
StateVA
Zip23188-7030
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL-18B S-4 MIRROR LAKE
Legal SubdivisionMIRROR LAKES ESTATES
Legal Lot Number18B
JurisdictionJAMES CITY VA
Minor Civil DivisionSTONEHOUSE
Census Blockgroup1
Census Block1011
Census Tract80402

Owner

Source: James City County records · APN 13-3 04-0-0018-B

Assessment roll updated October 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address232 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 05, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 17, 2026
Transfer Doc0000004826
Record RefreshedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionJAMES CITY VA
Recording DateApr 22, 2026
Property Address232 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Document Number0000004826
Instrument DateApr 17, 2026
Instrument20264826
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address232 REFLECTION DR, WILLIAMSBURG, VA 23188-7030

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address232 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Document Number0000014062
Instrument DateJul 05, 2017
Transaction TypeMortgage
Record UpdatedAug 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014062
DateJul 17, 2017
Instrument14062
Lender
NameBRANCH BK&TR
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,098.00 (+6.44%)$252,800 (+23.8%) Land $45,000 Building $207,800$252,800 (+23.8%) Land $45,000 Building $207,800
2024$1,971.00 (+16.35%)
2023$1,694.00$204,200 Land $41,100 Building $163,100$204,200 Land $41,100 Building $163,100
2022$1,694.00 (+8.17%)
2019$1,566.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Reflection Dr

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