231 Reflection Dr, Williamsburg, VA 23188 Property Records

James City County property record for 231 Reflection Dr, Williamsburg, VA 23188 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,629 sqft Living Area
Lot Size17,642 sqft (0.405 acres)
GarageDetached, 480 sqft
OccupancyOwner Occupied
Tax Bill$2,660.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-3 04-0-0037-A
Alternative APN
  • 18491

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,629 sqft Living Area
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Roof MaterialFiberglass Roof
Lot Area17,642 sqft (0.405 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage
Deck Area450 sqft Deck
Patio Area450 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Water SourceCommercial Water Source

Location & Zoning

Account Number18491
Street Address231 REFLECTION DR
CityWILLIAMSBURG
StateVA
Zip23188-7031
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL-37A S-4 MIRROR LAKE
Legal SubdivisionMIRROR LAKES ESTATES
Legal Lot Number37A
JurisdictionJAMES CITY VA
Minor Civil DivisionSTONEHOUSE
Census Blockgroup1
Census Block1015
Census Tract80402

Owner

Source: James City County records · APN 13-3 04-0-0037-A

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address231 REFLECTION DR, WILLIAMSBURG, VA 23188-7031
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST ADVANTAGE FEDERAL CREDIT UNION
Nov 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2009
Deed SaleJul 01, 2009
Deed Doc Number90018798
Prior Transfer DateMar 02, 2004
Prior Transfer Doc400006361
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address231 REFLECTION DR, WILLIAMSBURG, VA 23188-7031
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210025051
DateDec 27, 2021
Instrument210025051
Lender
Name1ST ADVANTAGE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2051
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address231 REFLECTION DR, WILLIAMSBURG, VA 23188-7031
Document Number0000021903
Instrument DateNov 17, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021903
DateNov 21, 2017
Instrument21903
Lender
NameSUNTRUST MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,660.00 (+6.4%)$320,600 (+22.6%) Land $52,900 Building $267,700$320,600 (+22.6%) Land $52,900 Building $267,700
2024$2,500.00 (+15.21%)
2023$2,170.00$261,500 Land $48,300 Building $213,200$261,500 Land $48,300 Building $213,200
2022$2,170.00 (+24.36%)
2019$1,745.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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