Cecil County property record for 232 Red Toad Rd, North East, MD 21901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,120 sqft · built 1996 |
| Lot Size | 1 acres (43,821 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Apr 2024) |
| Tax Bill | $2,786 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-014999 |
| Primary APN | 05-014999 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,821 sqft (1 acres) |
| Deck Area | 66 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 014999 |
|---|---|
| Street Address | 232 RED TOAD RD |
| City | NORTH EAST |
| State | MD |
| Zip | 21901-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ST |
| Legal Description | LOT 1 - 1.006 ACRES 232 RED TOAD ROAD W OF LESLIE |
| Legal Lot Number | 1 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 30908 |
232 Red Toad Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 RED TOAD RD, NORTH EAST, MD 21901-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 7, 2022 | Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Mar 19, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Prior Sale | Nov 7, 2022 · Amount on File |
| Deed Book / Page | 5454 / 109 |
| Prior Transfer Date | Mar 11, 2020 |
| Prior Transfer Doc | 0045680132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 17, 2024 |
| Property Address | 232 RED TOAD RD, NORTH EAST, MD 21901-2629 |
| Document Number | 0054540109 |
| Book / Page | 5454 / 109 |
| Map Reference | CAB 1123 FO 71 |
| Instrument Date | Apr 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 232 RED TOAD RD, NORTH EAST, MD 21901-2629 |
| Document Number | 0054540113 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 5454-0113 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Nov 7, 2022 |
| Property Address | 232 RED TOAD RD, NORTH EAST, MD 21901-2629 |
| Document Number | 0052570487 |
| Book / Page | 5257 / 487 |
| Map Reference | CAB 1123 FO 71 |
| Instrument Date | Oct 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 19, 2020 |
| Property Address | 232 RED TOAD RD, NORTH EAST, MD 21901-2629 |
| Document Number | 0045680132 |
| Book / Page | 004568 / 000132 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2400 VIRGINIA AVE NW #C815 WASHINGTON DC 200372625, C815, WASHINGTON, DC 20037-2625 |
The 2026 property tax bill for 232 Red Toad Rd was $2,786, up 22.7% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,786.00 (+22.68%) | $251,400 (+24.44%) Land $71,700 Building $179,700 | $251,400 (-) Land $71,700 Building $179,700 |
| 2025 | $2,271.00 | $202,033 | $251,400 Land $71,700 Building $179,700 |
| 2023 | $1,200.00 | $103,300 Land $71,700 Building $31,600 | $103,300 Land $71,700 Building $31,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 232 Red Toad Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Red Toad Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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