Cecil County property record for 231 Red Toad Rd, North East, MD 21901
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,240 sqft · built 1956 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,900 (Nov 1995) |
| Tax Bill | $2,700 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-022266 |
| Primary APN | 05-022266 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,240 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 280 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 022266 |
|---|---|
| Street Address | 231 RED TOAD RD |
| City | NORTH EAST |
| State | MD |
| Zip | 21901-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ST |
| Legal Description | 3.02 ACRES 231 RED TOAD ROAD N/W OF NORTH EAST |
| Legal Subdivision | LOBURK WALTER & THERESA |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 30908 |
231 Red Toad Rd is owned and occupied by two individuals who bought it in November 1995.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 RED TOAD RD, NORTH EAST, MD 21901-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Nov 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage ABERDEEN PROVING GROUND FCU |
| Dec 2, 2019 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 1995 · Amount on File |
| Deed Sale | Nov 20, 1995 · Amount on File |
| Deed Document Number | 1995234144 |
| Deed Book / Page | 572 / 886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 231 RED TOAD RD, NORTH EAST, MD 21901-2608 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052490091 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 5249/91 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 231 RED TOAD RD, NORTH EAST, MD 21901-2608 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041680438 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 4168/438 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 231 RED TOAD RD, NORTH EAST, MD 21901-2608 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MARVEL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0045070073 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 4507/073 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 231 Red Toad Rd was $2,700 with a homeowner's exemption, up 3.1% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,700.00 (+3.05%) Homeowner's exemption | $283,700 Land $91,900 Building $191,800 | $283,700 Land $91,900 Building $191,800 |
| 2025 | $2,620.00 Homeowner's exemption | ||
| 2023 | $1,743.00 Homeowner's exemption | $226,800 Land $91,900 Building $134,900 | $226,800 Land $91,900 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Red Toad Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Red Toad Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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