232 Prescott Ave, Elgin, IL 60124 Property Records

Kane County property record for 232 Prescott Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,522 sqft · built 2008
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,000 (Aug 2019)
Tax Bill	$10,500 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-379-004`

Property Details

APN / Parcel Number

Primary APN	`06-18-379-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,522 sqft Living Area
Gross Area	3,783 sqft
Basement Area	1,261 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	232 PRESCOTT AVE
City	ELGIN
State	IL
Zip	60124-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REMINGTON AT PROVIDENCE LOT # 37
Legal Subdivision	REMINGTON AT PROVIDENCE
Legal Block	1
Legal Lot Number	37
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 PRESCOTT AVE, ELGIN, IL 60124-4320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Aug 29, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	May 4, 2011 · Amount on Record
Deed Document Number	201939738
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	232 PRESCOTT AVE, ELGIN, IL 60124-4320
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044228
Date	Jun 9, 2021
Instrument	2021K044228

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 29, 2019
Property Address	232 PRESCOTT AVE, ELGIN, IL 60124-4320
Document Number	0000039738
Instrument Date	Aug 9, 2019
Instrument	2019K039738
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 PRESCOTT AVE, 232, ELGIN, IL 60124-4320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PRESCOTT AVE, ELGIN, IL 60124-4320

Mortgage

Document Number	0000039739
Date	Aug 29, 2019
Instrument	2019K039739

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,500.00 (+7.66%) Homeowner's exemption	$142,085 (+8.57%) Land $43,240 Building $98,845	$426,426 (+8.57%) Land $129,772 Building $296,654
2024		$130,870 (+21.39%) Land $39,827 Building $91,043	$392,767 (+21.44%) Land $119,529 Building $273,238
2022	$9,753.00 (+3.45%) Homeowner's exemption	$107,806 (+6.96%) Land $32,808 Building $74,998	$323,418 (+6.96%) Land $98,424 Building $224,994
2021	$9,428.00 Homeowner's exemption	$100,791 Land $30,673 Building $70,118	$302,373 Land $92,019 Building $210,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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