228 Prescott Ave, Elgin, IL 60124 Property Records

Kane County property record for 228 Prescott Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,682 sqft · built 2005
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Feb 2006)
Tax Bill$10,926 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-379-002

Property Details

APN / Parcel Number

Primary APN06-18-379-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,682 sqft Living Area
Gross Area4,103 sqft
Basement Area1,421 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address228 PRESCOTT AVE
CityELGIN
StateIL
Zip60124-4320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREMINGTON AT PROVIDENCE LOT # 39
Legal SubdivisionREMINGTON AT PROVIDENCE
Legal Block1
Legal Lot Number39
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1015
Census Tract851911

Owner

228 Prescott Ave is owned and occupied by two individuals who bought it in February 2006.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address228 PRESCOTT AVE, ELGIN, IL 60124-4320
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2006 · Amount on File
Deed SaleFeb 7, 2006 · Amount on File
Deed Document Number200614408
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address228 PRESCOTT AVE, ELGIN, IL 60124-4320
Transaction TypeMortgage
Record UpdatedMay 17, 2021
Title CompanyACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035406
DateMay 5, 2021
Instrument2021K035406
Lender
NameGATEWAY CAPITAL MORTGAGE INC
TypeMortgage Company
AddressSAINT PETERSBURG, FL 33701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 228 Prescott Ave was $10,926 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,926.00 Homeowner's exemption$147,520 (+8.57%) Land $43,240 Building $104,280$442,737 (+8.57%) Land $129,772 Building $312,965
2024$135,876 Land $39,827 Building $96,049$407,791 Land $119,529 Building $288,262
2022$10,148.00 (+3.42%) Homeowner's exemption$111,930 (+6.96%) Land $32,808 Building $79,122$335,790 (+6.96%) Land $98,424 Building $237,366
2021$9,812.00 Homeowner's exemption$104,646 Land $30,673 Building $73,973$313,938 Land $92,019 Building $221,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Prescott Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 228 Prescott Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

May also be available: Verizon.

Nearby Properties on Prescott Ave

Nearby Streets

Search Property Records by Address or Parcel Number