232 Plum St, Reading, PA 19602 Property Records

Berks County property record for 232 Plum St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 996 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Apr 2021)
Tax Bill	$412 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5306-35-88-6704`

Property Details

APN / Parcel Number

Primary APN	`5306-35-88-6704`
Alternative APNs	`04-5306-35-88-6704` `4606125` `606125`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	996 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4606125
Street Address	232 PLUM ST
City	READING
State	PA
Zip	19602-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	86
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1002
Census Tract	2300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	336 BROAD ST, EAST EARL, PA 17519-9333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK
Apr 23, 2021	Deed, Transfer HOMESALE SETTLEMENT SERVICES LIMITED, HOMESALE SETTLEMENT SVCS LTD
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	202120698
Prior Transfer Date	Sep 13, 2006
Prior Transfer Doc	0000079077
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	232 PLUM ST, READING, PA 19602-2408
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 BROAD ST, EAST EARL, PA 17519-9333

Mortgage

Document Number	0000042617
Date	Aug 25, 2021
Instrument	2021042617

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 23, 2021
Property Address	232 PLUM ST, READING, PA 19602-2408
Document Number	0000020698
Instrument Date	Apr 22, 2021
Instrument	2021020698
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	HOMESALE SETTLEMENT SERVICES LIMITED, HOMESALE SETTLEMENT SVCS LTD

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 BROAD SIREET, EAST EARL, PA 17519-9333

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	232 PLUM ST, READING, PA 19602-2408
Document Number	0000028965
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PLUM ST READING PA 196022408, READING, PA 19602-2408

Mortgage

Document Number	0000028965
Date	Aug 8, 2017
Instrument	28965

Lender

Name	BELLCO CU
Type	Credit Union
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$412.00 (+6.74%)	$14,600 (-) Land $5,300 Building $9,300	$5,300 (-63.7%) Land $5,300
2024	$386.00	$14,600 Land $5,300 Building $9,300
1994			$14,600 Land $5,300 Building $9,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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