232 Plum St, #A, Reading, PA 19602 Property Records

Berks County property record for 232 Plum St, #A, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Nov 2022)
Tax Bill	$454 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5306-35-88-6702`

Property Details

APN / Parcel Number

Primary APN	`5306-35-88-6702`
Alternative APNs	`04-5306-35-88-6702` `4606150` `606150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,132 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4606150
Street Address	232 PLUM ST, A
City	READING
State	PA
Zip	19602-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	86
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1002
Census Tract	2300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43-5 AZALEA WAY, READING, PA 19606-3260
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUN FEDERAL CREDIT UNION
Nov 17, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Nov 21, 2002 · Amount on Record
Deed Document Number	202244805
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 17, 2026
Property Address	232 PLUM ST, A, READING, PA 19602-2408
Document Number	0000011543
Instrument Date	Apr 16, 2026
Instrument	202611543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PLUM ST, A, READING, PA 19602-2408

Mortgage

Document Number	0000011543,
Date	Apr 17, 2026
Instrument	202611543

Lender

Name	SUN FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.54%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 17, 2022
Property Address	232 PLUM ST # A, A, READING, PA 19602-2408
Document Number	0000044805
Instrument Date	Nov 15, 2022
Instrument	2022044805
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMER ABSTRACT WYOMISSI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 2ND ST, SHILLINGTON, PA 19607-2703

Mortgage

Document Number	0000044806
Date	Nov 17, 2022
Instrument	2022044806

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$454.00 (+4.13%)	$16,100 (-) Land $6,200 Building $9,900	$6,200 (-) Land $6,200
2025	$436.00 (+2.35%)	$16,100 (-) Land $6,200 Building $9,900	$6,200 (-61.49%) Land $6,200
2024	$426.00	$16,100 Land $6,200 Building $9,900
1994			$16,100 Land $6,200 Building $9,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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