232 Phoxy Ln, Indian River, MI 49749 Property Records

Cheboygan County property record for 232 Phoxy Ln, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Oct 2020)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Apr 2021 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-001-105-047-00`

Property Details

APN / Parcel Number

Primary APN	`161-001-105-047-00`

Exterior

Lot Area	100,188 sqft (2.3 acres)
Lot Dimensions	250 ft deep x 200 ft wide

Location & Zoning

Street Address	232 PHOXY LN
City	INDIAN RIVER
State	MI
Zip	49749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 1/4 COR SEC 1, T35N,R3W; TH N 89D 01M W 849.54FT; TH S 04D 12M W 601.12FT; TH N 89D 01M W 3.84FT; TH S 04 D 31M 23S W
Legal Range	03W
Legal Township	035
Legal Section	01
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	TUSCARORA
Census Block Group	4
Census Block	4002
Census Tract	960600

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10801 RATTALEE LAKE RD, DAVISBURG, MI 48350-1333
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage GREENSTONE FARM CREDIT SERVICES FLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Book / Page	1428 / 638
Last Transfer Date	Mar 17, 2021
Transfer Doc	001447/936
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 29, 2021
Property Address	232 PHOXY LN, INDIAN RIVER, MI 49749-5808
Document Number	1447/936
Book / Page	1447 / 936
Instrument Date	Mar 17, 2021
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10801 RATTALEE LAKE RD, DAVISBURG, MI 48350-1333

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 22, 2020
Property Address	232 PHOXY LN, INDIAN RIVER, MI 49749-5808
Document Number	1428/638
Book / Page	1428 / 638
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10801 RATTALEE LAKE RD, DAVISBURG, MI 48350-1333

Mortgage

Document Number	1428641
Date	Oct 22, 2020
Instrument	1428/641

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	231 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Tuscarora Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,100 (+22.53%)	$312,200 (+22.53%)
2025	$4,630.00 (+2.82%)	$127,400 (+21.56%)	$254,800 (+21.56%)
2024	$4,503.00 (+10.8%)
2023		$104,800	$209,600
2022	$4,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phoxy Ln

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