232 Orange St, Auburn, CA 95603 Property Records

Placer County property record for 232 Orange St, Auburn, CA 95603

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,677 sqft · built 1935
Owner	Trust Name on File
Tax Bill	$4,400 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-041-008-000`

Property Details

APN / Parcel Number

Primary APN	`004-041-008-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Garage Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 ORANGE ST
City	AUBURN
State	CA
Zip	95603-5116
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 11 HALE TRACT
Legal Subdivision	HALE TRACT
Legal Lot Number	11
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1020
Census Tract	20401

Owner

232 Orange St, a duplex, is owner-occupied and held in a trust since March 2019.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	232 ORANGE ST, AUBURN, CA 95603-5116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Mar 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 11, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Sep 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 11, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 6, 2019
Transfer Doc	0000014398
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	232 ORANGE ST, AUBURN, CA 95603-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041124
Date	May 5, 2020
Instrument	2020-0041124

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 11, 2019
Property Address	232 ORANGE ST, AUBURN, CA 95603-5116
Document Number	0000014396
Map Reference	MB A PG 10
Instrument Date	Mar 6, 2019
Instrument	2019-0014396
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 ORANGE ST, AUBURN, CA 95603-5116

Mortgage

Document Number	0000014397
Date	Mar 11, 2019
Instrument	2019-0014397

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Mar 11, 2019
Property Address	232 ORANGE ST, AUBURN, CA 95603-5116
Document Number	0000014398
Instrument Date	Mar 6, 2019
Instrument	14398
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	232 ORANGE ST AUBURN CA 956035116, AUBURN, CA 95603-5116

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Sep 8, 2017
Property Address	232 ORANGE ST, AUBURN, CA 95603-5116
Document Number	0000069639
Map Reference	MAP A PG10
Instrument Date	Aug 31, 2017
Instrument	2017-0069639
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 ORANGE ST, AUBURN, CA 95603-5116

Mortgage

Document Number	0000069640
Date	Sep 8, 2017
Instrument	2017-0069640

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 11, 2017
Property Address	232 ORANGE ST, AUBURN, CA 95603-5116
Document Number	0000069786
Instrument Date	Aug 31, 2017
Instrument	69786
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	232 ORANGE ST AUBURN CA 956035116, AUBURN, CA 95603-5116

Tax Assessment & Valuation

The 2025 property tax bill for 232 Orange St was $4,400 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,434 (+2%) Land $58,554 Building $208,880
2025	$4,400.00 Homeowner's exemption	$262,191 Land $57,406 Building $204,785
2023	$2,717.00 (+0.37%) Homeowner's exemption	$171,468 Land $55,178 Building $116,290
2022	$2,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 232 Orange St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Orange St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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