232 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 232 Oceano, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 2018
Lot Size	0.163 acres (7,111 sqft)
Owner	Individual Name on Record
Last Sale	$1,674,500 (Jul 2018)
Tax Bill	$23,587 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`527-431-36`

Property Details

APN / Parcel Number

Primary APN	`527-431-36`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,909 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	7,111 sqft (0.163 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	232 OCEANO
City	IRVINE
State	CA
Zip	92602-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18014 BLK LOT 34
Legal Tract	18014
Legal Lot Number	34
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5013
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	232 OCEANO, IRVINE, CA 92602-1853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Mar 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITALEND HM LOANS
Jul 18, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	2018000261796
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 OCEANO, IRVINE, CA 92602-1853
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OCEANO, IRVINE, CA 92602-1853

Mortgage

Document Number	0000187656
Date	May 20, 2022
Instrument	2022000187656

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 OCEANO, IRVINE, CA 92602-1853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OCEANO, IRVINE, CA 92602-1853

Mortgage

Document Number	0000036564
Date	Jan 19, 2021
Instrument	2021000036564

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 OCEANO, IRVINE, CA 92602-1853
Document Number	0000125233
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 OCEANO IRVINE CA 926021853, IRVINE, CA 92602-1853

Mortgage

Document Number	0000125233
Date	Mar 19, 2020
Instrument	125233

Lender

Name	CAPITALEND HM LOANS
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2035

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 18, 2018
Property Address	232 OCEANO, IRVINE, CA 92602-1853
Document Number	0000261796
Map Reference	MB973 PG46-50
Instrument Date	May 29, 2018
Instrument	2018000261796
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 OCEANO, IRVINE, CA 92602-1853

Mortgage

Document Number	0000261797
Date	Jul 18, 2018
Instrument	2018000261797

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$23,587.00 (+3.68%) Homeowner's exemption	$1,887,248 (+4.04%) Land $1,189,770 Building $697,478
2023	$22,750.00 (+1.66%) Homeowner's exemption	$1,813,965 Land $1,143,570 Building $670,395
2022	$22,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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