228 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 228 Oceano, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,286 sqft · built 2018
Lot Size	0.091 acres (3,990 sqft)
Owner	2 Company Names on Record
Tax Bill	$24,322 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`527-431-39`

Property Details

APN / Parcel Number

Primary APN	`527-431-39`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	3,286 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	3,990 sqft (0.091 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	228 OCEANO
City	IRVINE
State	CA
Zip	92602-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18014 BLK LOT 36
Legal Tract	18014
Legal Lot Number	36
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5013
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	228 OCEANO, IRVINE, CA 92602-1853
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Jun 19, 2024
Transfer Doc	0000151977
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	228 OCEANO, IRVINE, CA 92602-1853
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 OCEANO, IRVINE, CA 92602-1853

Mortgage

Document Number	0000043880
Date	Feb 2, 2022
Instrument	2022000043880

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	228 OCEANO, IRVINE, CA 92602-1853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300156
Date	Aug 14, 2019
Instrument	2019000300156

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$24,322.00 (+3.7%) Homeowner's exemption	$1,960,489 (+4.04%) Land $1,185,049 Building $775,440
2023	$23,454.00 (+1.67%) Homeowner's exemption	$1,884,362 Land $1,139,032 Building $745,330
2022	$23,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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