Otsego County and Hartwick Town property record for 189 Nersesian Rd, Hartwick, NY 13348 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,854 sqft · built 1830 |
| Lot Size | 9.45 acres (411,642 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,753 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363200 128.00-2-38.21 |
| Primary APN | 363200 128.00-2-38.21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Upper Floors Area | 698 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 411,642 sqft (9.45 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 332 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 188088 |
|---|---|
| Street Address | 189 NERSESIAN RD |
| City | HARTWICK |
| State | NY |
| Zip | 13348-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 997 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 38.021 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | HARTWICK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 590201 |
Source: Otsego County and Hartwick Town records · APN 363200 128.00-2-38.21
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 NERSESIAN RD, HARTWICK, NY 13348-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2003 |
| Transfer Doc | 0995000075 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 28, 2020 |
| Property Address | 189 NERSESIAN RD, HARTWICK, NY 13348-2901 |
| Document Number | 0000004152 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 4152 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,356.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 TRUBERG AVE PATCHOGUE NY 117721723, PATCHOGUE, NY 11772-1723 |
| Document Number | 4153 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 4153 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2050 |
Source: Otsego County and Hartwick Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Hartwick Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,753.00 | $194,100 (-) Land $63,600 Building $130,500 | $277,286 (+24%) Land $90,857 Building $186,429 |
| 2023 | $194,100 Land $63,600 Building $130,500 | $223,618 Land $73,272 Building $150,346 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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