232 Narrow Leaf Dr, Fruita, CO 81521 Property Records

Mesa County property record for 232 Narrow Leaf Dr, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,732 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Mar 2022)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2697-163-25-017`

Property Details

APN / Parcel Number

Primary APN	`2697-163-25-017`
Alternative APN	`R011277`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,218 sqft
1st Floor Area	1,732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	486 sqft
Porch	Slab
Porch Area	55 sqft
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R011277
Street Address	232 NARROW LEAF DR
City	FRUITA
State	CO
Zip	81521-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 2 COTTON WOODS SUBDIVISION FILLING TWO SEC 16 1N 2W & AN IND INT IN ALL TRACTS -0.16AC
Legal Range	002
Legal Township	01N
Legal Section	16
Legal Subdivision	COTTON WOODS SUBDIVISION FILING TWO
Legal Block	2
Legal Lot Number	17
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	2
Census Block	2023
Census Tract	1504

Owner

Source: Mesa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Dec 13, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 17, 2018	Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 27, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	20223023823
Prior Transfer Date	Oct 14, 2005
Prior Transfer Doc	0002281823
Record Updated	Oct 29, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 17, 2022
Property Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579
Document Number	0003023823
Instrument Date	Mar 16, 2022
Instrument	3023823
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579

Mortgage

Document Number	0003023824
Date	Mar 17, 2022
Instrument	3023824

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 13, 2021
Property Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579
Document Number	0003011757
Instrument Date	Dec 10, 2021
Instrument	3011757
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579

Mortgage

Document Number	0003011758
Date	Dec 13, 2021
Instrument	3011758

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002896470
Date	Sep 25, 2019
Instrument	2896470

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 17, 2018
Property Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579
Document Number	0002864555
Instrument Date	Dec 6, 2018
Instrument	2864555
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 E NORTH TEMPLE, 50, SALT LAKE CITY, UT 84150-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579

Mortgage

Document Number	0002864556
Date	Dec 17, 2018
Instrument	2864556

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jul 27, 2018
Property Address	232 NARROW LEAF DR, FRUITA, CO 81521-2579
Document Number	0002848934
Instrument Date	Jul 20, 2018
Instrument	2848934
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$28.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 E NORTH TEMPLE #12TH SALT LAKE CITY UT 841509001, 12TH, SALT LAKE CITY, UT 84150-9001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (+1.26%)	$25,040 (-0.36%) Land $6,190 Building $18,850	$400,620 (+6.83%) Land $99,000 Building $301,620
2024	$2,060.00 (+0.54%)	$25,130 (-) Land $4,560 Building $20,570
2023	$2,049.00 (+14.21%)	$25,130 (+16.13%) Land $4,560 Building $20,570	$375,020 (+20.42%) Land $68,020 Building $307,000
2022	$1,794.00	$21,640 Land $4,170 Building $17,470
2021			$311,420 Land $60,000 Building $251,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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