232 N Cliff Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 232 N Cliff Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,229 sqft · built 1930
Lot Size	0.081 acres (3,541 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2019)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-15-305-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-15-305-001-000`
Alternative APN	`30235`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,229 sqft Finished Area
Gross Area	1,305 sqft
1st Floor Area	768 sqft
Upper Floors Area	537 sqft
Basement Area	768 sqft
Finished Basement	576 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,541 sqft (0.081 acres)
Lot Dimensions	80.5 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	30235
Street Address	232 N CLIFF AVE
City	SIOUX FALLS
State	SD
Zip	57103-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EX H-1) W 88` N13 NW14 BLOCK 3 EAST SIOUX FALLS ADDN IN CITY OF SIOUX FALLS
Legal Subdivision	EAST SIOUX FALLS ADDN
Legal Block	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3018
Census Tract	500

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 N CLIFF AVE, SIOUX FALLS, SD 57103-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST PREMIER BANK
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Book / Page	590-D / 0506
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	232 N CLIFF AVE, SIOUX FALLS, SD 57103-1336
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863MTG/473
Date	Jul 24, 2019
Book Page	1863 MTG/473

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	232 N CLIFF AVE, SIOUX FALLS, SD 57103-1336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1845MTG/283
Date	Aug 13, 2018
Book Page	1845 MTG/283

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,383 (+3.96%) Land $12,165 Building $142,218	$154,383 Land $12,165 Building $142,218
2025	$2,008.00	$148,500 (-12.03%) Land $12,300 Building $136,200
2024	$2,008.00 (-3.23%)	$168,800 (+21.61%) Land $12,300 Building $156,500
2022	$2,075.00	$138,800 Land $11,700 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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