231 N Cliff Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 231 N Cliff Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,854 sqft · built 1915
Lot Size	0.133 acres (5,789 sqft)
Owner	Company Name on Record
Last Sale	$117,500 (Feb 2020)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-429-035-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-429-035-000`
Alternative APN	`33933`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,854 sqft Finished Area
1st Floor Area	1,134 sqft
Upper Floors Area	720 sqft
Basement Area	1,006 sqft
Finished Basement	540 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,789 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 43.7 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33933
Street Address	231 N CLIFF AVE
City	SIOUX FALLS
State	SD
Zip	57103-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EX H-1) 13 BLOCK 1 GREATER SIOUX FALLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	GREATER SIOUX FALLS ADDN
Legal Block	1
Legal Lot Number	13
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3003
Census Tract	500

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	804 S WESTMOOR DR, SIOUX FALLS, SD 57104-4516
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Feb 3, 2020	Warranty Deed, Transfer · Line of Credit RELIABANK DAKOTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Deed Book / Page	594-D / 338
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	231 N CLIFF AVE, SIOUX FALLS, SD 57103-1318
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S WESTMOOR DR, SIOUX FALLS, SD 57104-4516

Mortgage

Document Number	1947MTG/327
Date	Feb 24, 2022
Book Page	1947 MTG/327

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	LAKE PARK, IA 51347

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 3, 2020
Property Address	231 N CLIFF AVE, SIOUX FALLS, SD 57103-1318
Document Number	594DEED/338
Book / Page	594 DEED / 338
Instrument Date	Jan 29, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28243 WEST AVE, CANTON, SD 57013-5824

Mortgage

Document Number	0018770107
Date	Feb 3, 2020
Instrument	1877 /0107

Lender

Name	RELIABANK DAKOTA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,400 (+6.1%) Land $19,400 Building $186,000	$205,400 Land $19,400 Building $186,000
2025	$3,195.00	$193,600 (+6.73%) Land $19,400 Building $174,200
2024	$3,195.00 (+25.59%)	$181,400 (+33.38%) Land $16,200 Building $165,200
2022	$2,544.00	$136,000 Land $12,600 Building $123,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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