232 Mowbray Rd, Silver Spring, MD 20904 Property Records

Montgomery County property record for 232 Mowbray Rd, Silver Spring, MD 20904 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,799 sqft · built 1977
Lot Size	0.463 acres (20,171 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2015)
Tax Bill	$7,919 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00323221`

Property Details

APN / Parcel Number

Primary APN	`05-00323221`
Alternative APN	`00323221`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,799 sqft Living Area
Gross Area	3,327 sqft
1st Floor Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,171 sqft (0.463 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Breezeway
Porch Area	140 sqft
Deck Area	500 sqft
Breezeway	Breezeway
Gazebo	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00323221
Street Address	232 MOWBRAY RD
City	SILVER SPRING
State	MD
Zip	20904-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD FOREST MANO R SEC 2
Legal Subdivision	SHERWOOD FOREST MANOR
Legal Block	B
Legal Lot Number	23
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	701507

Owner

Source: Montgomery County records · APN 05-00323221

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 MOWBRAY RD, SILVER SPRING, MD 20904-1221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Prior Sale	Apr 25, 1991 · Amount on Record
Deed Book / Page	50795 / 303
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	232 MOWBRAY RD, SILVER SPRING, MD 20904-1221
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	ASPEN R/E SETTLEMENTS INC, ASPEN REAL ESTATE STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 MOWBRAY RD, SILVER SPRING, MD 20904-1221

Mortgage

Document Number	0641420028
Date	Sep 29, 2021
Book Page	64142/28

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,500 (+7.43%) Land $242,400 Building $418,100	$660,500 (-) Land $242,400 Building $418,100
2025	$7,919.00 (+43.9%)	$614,800 (+17.46%)	$660,500 (+26.19%) Land $242,400 Building $418,100
2023		$523,400 Land $242,400 Building $281,000	$523,400 Land $242,400 Building $281,000
2022	$5,503.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 3 of 4 on primary residences
Nearby Flood Claims	2 (1985–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.