224 Mowbray Rd, Silver Spring, MD 20904 Property Records

Montgomery County property record for 224 Mowbray Rd, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,003 sqft · built 1969
Lot Size	0.376 acres (16,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$583,000 (Jul 2019)
Tax Bill	$7,716 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00326086`

Property Details

APN / Parcel Number

Primary APN	`05-00326086`
Alternative APN	`00326086`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,003 sqft Living Area
Gross Area	3,867 sqft
1st Floor Area	1,092 sqft
Basement Area	819 sqft
Finished Basement	819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	16,389 sqft (0.376 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	360 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00326086
Street Address	224 MOWBRAY RD
City	SILVER SPRING
State	MD
Zip	20904-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	SHERWOOD FOREST MANO R SEC 2
Legal Subdivision	SHERWOOD FOREST MANOR
Legal Block	B
Legal Lot Number	25
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3002
Census Tract	701507

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 MOWBRAY RD, SILVER SPRING, MD 20904-1221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jul 18, 2019	Deed, Transfer · FHA Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Book / Page	57883 / 1
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	224 MOWBRAY RD, SILVER SPRING, MD 20904-1221
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0609720383
Date	Nov 2, 2020
Book Page	60972/383

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 18, 2019
Property Address	224 MOWBRAY RD, SILVER SPRING, MD 20904-1221
Document Number	0578830001
Book / Page	57883 / 001
Map Reference	MB 83 PL 8692
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	HOLLMAN & FLYNN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 MOWBRAY RD, SILVER SPRING, MD 20904-1221

Mortgage

Document Number	0057883009
Date	Jul 18, 2019
Instrument	57883/009

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,300 (+8.09%) Land $232,700 Building $491,600	$724,300 (-) Land $232,700 Building $491,600
2025	$7,716.00 (+37.49%)	$670,100 (+19.3%)	$724,300 (+28.95%) Land $232,700 Building $491,600
2023		$561,700 Land $232,700 Building $329,000	$561,700 Land $232,700 Building $329,000
2022	$5,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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