San Diego County property record for 232 Mountain View Rd, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,505 sqft · built 1963 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $375,000 (Nov 2016) |
| Tax Bill | $5,583 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 401-120-26-00 |
| Primary APN | 401-120-26-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| View / Lot | Good |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 4010807400 |
|---|---|
| Street Address | 232 MOUNTAIN VIEW RD |
| City | EL CAJON |
| State | CA |
| Zip | 92021-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 34-15-1E SE 1/4 OF POR SE 1/4 OF |
| Legal Range | 01E |
| Legal Township | 15 |
| Legal Section | 34 |
| Legal Subdivision | SAN DIEGO |
| Legal Block | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 15501 |
Source: San Diego County records · APN 401-120-26-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 12, 2025 | Intrafamily Transfer, Transfer |
| Jan 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2016 · Amount on Record |
| Deed Sale | Nov 15, 2016 · Amount on Record |
| Deed Document Number | 2016623011 |
| Last Transfer Date | Dec 10, 2025 |
| Transfer Doc | 0000350704 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 12, 2025 |
| Property Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Document Number | 0000350704 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025-0350704 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Document Number | 0000022884 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0022884 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Document Number | 0000475320 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022-0475320 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000164903 |
|---|---|
| Date | Apr 01, 2020 |
| Instrument | 2020-0164903 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 232 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3844 |
| Document Number | 0000282990 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0282990 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | WATERVLIET, MI 49098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $443,914 (+2%) Land $164,320 Building $279,594 | |
| 2025 | $5,583.00 (+2.46%) Homeowner's exemption | $435,211 (+4.04%) Land $161,099 Building $274,112 |
| 2023 | $5,449.00 (+1.79%) Homeowner's exemption | $418,314 Land $154,845 Building $263,469 |
| 2022 | $5,353.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730155014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 95 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710037, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PADRE DAM MWD serves 93,980 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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