232 Montcalm St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 232 Montcalm St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,403 sqft · built 1940
Lot Size	0.348 acres (15,155 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Feb 2021)
Tax Bill	$4,151 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`723-00039`

Property Details

APN / Parcel Number

Primary APN	`723-00039`
Alternative APN	`CHIC M:0723 P:00039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,403 sqft Living Area
Gross Area	3,142 sqft
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,155 sqft (0.348 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	723-00039
Street Address	232 MONTCALM ST
City	CHICOPEE
State	MA
Zip	01020-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3018
Census Tract	811301

Owner

232 Montcalm St is owned and occupied by an individual who bought it in February 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	232 MONTCALM ST, CHICOPEE, MA 01020-3140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Jun 1, 2020	Warranty Deed, Transfer PINNACLE FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	2021225268
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 26, 2021
Property Address	232 MONTCALM ST, CHICOPEE, MA 01020-3140
Document Number	225268
Instrument Date	Feb 24, 2021
Instrument	225268
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LOCKWOOD AVE, SPRINGFIELD, MA 01151-1971

Mortgage

Document Number	225269
Date	Feb 26, 2021
Instrument	225269

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 1, 2020
Property Address	232 MONTCALM ST, CHICOPEE, MA 01020-3140
Document Number	0000222018
Instrument Date	May 28, 2020
Instrument	222018
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	268 COLD SPRING AVE #B WEST SPRINGFIELD MA 010893465, B, WEST SPRINGFIELD, MA 01089-3465

Mortgage

Document Number	222020
Date	Jun 1, 2020
Instrument	222020

Lender

Name	PINNACLE FIN'L SVCS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 232 Montcalm St was $4,151, up 7.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,151.00 (+7.79%)	$272,400 (+7.24%) Land $124,000 Building $148,400	$322,709 (+6.42%)
2025	$3,851.00 (+5.36%)	$254,000 (+2.58%) Land $113,800 Building $140,200	$303,240
2024	$3,655.00 (+6.72%)	$247,600 (+9.51%) Land $111,500 Building $136,100
2023	$3,425.00	$226,100 Land $101,400 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Montcalm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Montcalm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Netafy.

Cell Coverage

5G (outdoors only) and 4G LTE

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