203 Montcalm St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 203 Montcalm St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,522 sqft · built 1930
Lot Size	0.262 acres (11,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (May 2024)
Tax Bill	$5,336 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`723-00012`

Property Details

APN / Parcel Number

Primary APN	`723-00012`
Alternative APN	`CHIC M:0723 P:00012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,522 sqft Living Area
Gross Area	4,432 sqft
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,395 sqft (0.262 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	723-00012
Street Address	203 MONTCALM ST
City	CHICOPEE
State	MA
Zip	01020-3161
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2005
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 THEROUX DR, 1, CHICOPEE, MA 01020-3264
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC
Jul 24, 2023	Foreclosure
Oct 29, 2019	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	202420703
Deed Book / Page	25418 / 587
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jun 5, 2026
Property Address	203 MONTCALM ST, CHICOPEE, MA 01020-3161
Document Number	026360-275
Book / Page	26360 / 275
Instrument Date	May 6, 2026
Instrument	202625270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MONTCALM ST, CHICOPEE, MA 01020-3161

Mortgage

Document Number	0000025270,
Date	Jun 5, 2026
Book Page	26360/275
Instrument	202625270

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 1, 2023
Property Address	203 MONTCALM ST, CHICOPEE, MA 01020-3161
Document Number	025140-211
Book / Page	25140 / 211
Instrument Date	Aug 30, 2023
Instrument	41368
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 WILBRAHAM RD, SPRINGFIELD, MA 01109-2015

Mortgage

Document Number	0000041369
Date	Sep 1, 2023
Instrument	41369

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHICOPEE MA
Recording Date	Jul 24, 2023
Property Address	203 MONTCALM ST, CHICOPEE, MA 01020-3161
Document Number	025089-268
Book / Page	25089 / 268
Instrument Date	Jun 21, 2023
Instrument	33817
Transaction Type	Foreclosure
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 ELM ST STE 601, 601, MANCHESTER, NH 03101-1824

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 29, 2019
Property Address	203 MONTCALM ST, CHICOPEE, MA 01020-3161
Document Number	22925-391
Book / Page	22925 / 391
Instrument Date	Oct 22, 2019
Instrument	63267
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 WESTOVER RD, CHICOPEE, MA 01020-2852

Mortgage

Document Number	63268
Date	Oct 29, 2019
Instrument	63268

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,336.00 (+5.56%)	$352,000 (+2.77%) Land $111,500 Building $240,500
2024	$5,055.00 (+6.85%)	$342,500 (+9.67%) Land $109,300 Building $233,200
2023	$4,731.00	$312,300 Land $99,300 Building $213,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Netafy.

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