232 Lake Ave, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 232 Lake Ave, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,636 sqft · built 1957
Lot Size	0.351 acres (15,298 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-21 B:0000 L:0011`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-21 B:0000 L:0011`
Alternative APN	`M:0D=21 B:0000 L:0011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	3,917 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,298 sqft (0.351 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	232 LAKE AVE
City	FALL RIVER
State	MA
Zip	02721-5423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	11
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	5
Census Block	5001
Census Tract	640100

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 LAKE AVE, FALL RIVER, MA 02721-5423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SOMERSET FCU
Mar 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage ST ANNE'S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 23, 2023
Transfer Doc	0011320-77
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 27, 2023
Property Address	232 LAKE AVE, FALL RIVER, MA 02721-5423
Document Number	0011320-77
Book / Page	11320 / 77
Instrument Date	Jun 23, 2023
Instrument	8917
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 BRACKETT AVE, TIVERTON, RI 02878-1806

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	232 LAKE AVE, FALL RIVER, MA 02721-5423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10258-287
Date	Sep 30, 2020
Book Page	10258/287
Instrument	17533

Lender

Name	SOMERSET FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	232 LAKE AVE, FALL RIVER, MA 02721-5423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9720-219
Date	Mar 7, 2019
Book Page	9720/219
Instrument	3406

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2029

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	232 LAKE AVE, FALL RIVER, MA 02721-5423
Document Number	9372-71
Book / Page	009372 / 000071
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9372-71
Date	Oct 31, 2017
Book Page	009372/000071
Instrument	18658

Lender

Name	ST ANNE'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2032

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,948.00 (+6.4%)	$519,500 (+6.78%) Land $251,000 Building $268,500	$415,150 (-12.6%)
2024	$5,590.00 (-0.9%)	$486,500 (+5.83%) Land $241,400 Building $245,100	$475,000
2023	$5,641.00	$459,700 Land $232,700 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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