187 Lake Ave, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 187 Lake Ave, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,864 sqft · built 2001
Lot Size	0.38 acres (16,562 sqft)
Owner	2 Individual Names on File
Last Sale	$495,795 (Aug 2020)
Tax Bill	$8,397 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-21 B:0000 L:0028`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-21 B:0000 L:0028`
Alternative APN	`M:0D=21 B:0000 L:0028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,864 sqft Living Area
Gross Area	6,979 sqft
Basement Area	2,864 sqft
Unfinished Basement	2,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,562 sqft (0.38 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	187 LAKE AVE
City	FALL RIVER
State	MA
Zip	02721-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	28
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	5
Census Block	5035
Census Tract	640100

Owner

187 Lake Ave is owned and occupied by two individuals who bought it in August 2020.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 LAKE AVE, FALL RIVER, MA 02721-5431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Aug 7, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY
Jan 16, 2018	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Jan 16, 2018 · Amount on File
Deed Book / Page	10196 / 114
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	187 LAKE AVE, FALL RIVER, MA 02721-5431
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011931-206
Date	Nov 25, 2025
Book Page	11931/206
Instrument	16746

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Aug 7, 2020
Property Address	187 LAKE AVE, FALL RIVER, MA 02721-5431
Document Number	10196-114
Book / Page	10196 / 114
Instrument Date	Aug 7, 2020
Instrument	13704
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture

Mortgage

Document Number	13705
Date	Aug 7, 2020
Instrument	13705

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jan 16, 2018
Property Address	187 LAKE AVE, FALL RIVER, MA 02721-5431
Document Number	9428-251
Book / Page	009428 / 000251
Instrument Date	Dec 5, 2017
Instrument	728
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,828.10
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	187 LAKE AVE FALL RIVER MA 027215431, FALL RIVER, MA 02721-5431

Mortgage

Document Number	9428-255
Date	Jan 16, 2018
Book Page	009428/000255
Instrument	730

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 187 Lake Ave was $8,397, up 7.4% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,397.00 (+7.42%)	$733,400 (+7.81%) Land $175,000 Building $558,400	$635,075 (-1.69%)
2024	$7,817.00 (+0.13%)	$680,300 (+6.91%) Land $168,300 Building $512,000	$646,000
2023	$7,807.00	$636,300 Land $145,500 Building $490,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 187 Lake Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Cox Communications.

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