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232 John St, Carmel, IN 46032 Property Records

Hamilton County property record for 232 John St, Carmel, IN 46032 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage1,608 sqft Living Area
Lot Size18,731 sqft (0.43 acres)
GarageAttached, 460 sqft
OccupancyOwner Occupied
Tax Bill$5,197.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-09-24-203-012.000-018
Alternative APN
  • 1609240203012000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,608 sqft Living Area
Gross Area2,068 sqft Gross Area
1st Floor1,608 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2006
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area18,731 sqft (0.43 acres)
Depth X Width191 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area460 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address232 JOHN ST
CityCARMEL
StateIN
Zip46032-1213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, ROLLING MEADOWS, SECTION 3, LOT 48
Legal Range03
Legal Township18
Legal Section24
Legal SubdivisionROLLING MEADOWS SECTION 3
Legal Block3
Legal Lot Number48
JurisdictionHAMILTON IN
Minor Civil DivisionCLAY
Census Blockgroup1
Census Block1008
Census Tract110906

Owner

Source: Hamilton County records · APN 29-09-24-203-012.000-018

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address232 JOHN ST, CARMEL, IN 46032-1213
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed, Transfer
ATTORNEYS TX TITLE, ATTORNEYS TITLE
Jul 13, 2022Intrafamily Transfer, Transfer
Dec 07, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Jul 16, 2020Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS
Aug 27, 2019Warranty Deed, Transfer · Commercial Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2026
Deed SaleJul 30, 2026
Prior SaleJul 16, 2020
Deed Doc Number202634441
Prior Transfer DateJul 12, 2022
Prior Transfer Doc0000035024
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON IN
Recording DateJul 30, 2026
Property Address232 JOHN ST, CARMEL, IN 46032-1213
Document Number0000034441
Instrument DateJul 17, 2026
Instrument202634441
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyATTORNEYS TX TITLE, ATTORNEYS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 JOHN ST, CARMEL, IN 46032-1213
InvestorPossibly a Property Investor

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateJul 13, 2022
Property Address232 JOHN ST, CARMEL, IN 46032-1213
Document Number0000035024
Map ReferenceMB 2 PG 229
Instrument DateJul 13, 2022
Instrument2022035024
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address232 JOHN ST, CARMEL, IN 46032-1213

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address232 JOHN ST, CARMEL, IN 46032-1213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089216
DateDec 07, 2020
Instrument2020089216
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 16, 2020
Property Address232 JOHN ST, CARMEL, IN 46032-1213
Document Number0000045764
Instrument DateJul 14, 2020
Instrument45764
Transaction TypeTransfer
Record UpdatedDec 04, 2020
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 JOHN ST CARMEL IN 460321213, CARMEL, IN 46032-1213

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 27, 2019
Property Address232 JOHN ST, CARMEL, IN 46032-1213
Document Number2019039973
Map ReferenceCAB 2 PG 229
Instrument DateAug 19, 2019
Instrument2019039973
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6273 E COUNTY ROAD 200 N, AVON, IN 46123-8542

Mortgage

Document Number2019039974
DateAug 27, 2019
Instrument2019039974
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term252 Months
DueAug 23, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,197.00 (+50.33%)$345,200 (+6.25%) Land $91,000 Building $254,200$345,200 (+6.25%) Land $91,000 Building $254,200
2024$3,457.00 (+14.05%)$324,900 (+8.81%) Land $91,000 Building $233,900$324,900 (+8.81%) Land $91,000 Building $233,900
2023$3,031.00 (+8.44%)$298,600 (+17.79%) Land $61,900 Building $236,700$298,600 (+17.79%) Land $61,900 Building $236,700
2022$2,795.00$253,500 Land $61,900 Building $191,600$253,500 Land $61,900 Building $191,600

Flood & Wildfire

232 John St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (18057C), updated October 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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