225 John St, Carmel, IN 46032 Property Records

Hamilton County property record for 225 John St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,413 sqft · built 1965
Lot Size0.439 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Dec 2025)
Tax Bill$4,942 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN29-09-24-204-007.000-018

Property Details

APN / Parcel Number

Primary APN29-09-24-204-007.000-018
Alternative APN
  • 1609240204007000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,413 sqft Living Area
1st Floor Area1,413 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1971
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area19,166 sqft (0.439 acres)
Lot Dimensions192 ft deep x 100 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1609240204007000
Street Address225 JOHN ST
CityCARMEL
StateIN
Zip46032-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, ROLLING MEADOWS, SECTION 3, LOT 40
Legal Range03
Legal Township18
Legal Section24
Legal SubdivisionROLLING MEADOWS
Legal Block3
Legal Lot Number40
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1004
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address225 JOHN ST, CARMEL, IN 46032-1212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Warranty Deed, Transfer · Conventional Mortgage
EVERWISE CU
Jul 30, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleJul 30, 2021 · Amount on Record
Deed Document Number2025055095
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 19, 2025
Property Address225 JOHN ST, CARMEL, IN 46032-1212
Document Number0000055095
Map ReferenceMB 2 PG 229
Instrument DateDec 19, 2025
Instrument2025055095
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyINVESTOR TITLE SERVICES, INVESTORS TITLE SERVICE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address225 JOHN ST, CARMEL, IN 46032-1212

Mortgage

Document Number0000055096
DateDec 19, 2025
Instrument2025055096
Lender
NameEVERWISE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 30, 2021
Property Address225 JOHN ST, CARMEL, IN 46032-1212
Document Number0000055167
Map ReferenceMB 2 PG 229
Instrument DateJul 28, 2021
Instrument2021055167
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10128 MARWOOD TRAIL WEST DR, CARMEL, IN 46280-1741

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$260,400 (+5.25%) Land $92,500 Building $167,900$260,400 (+5.25%) Land $92,500 Building $167,900
2024$4,942.00 (+12.52%)$247,400 (+13.54%) Land $92,500 Building $154,900$247,400 (+13.54%) Land $92,500 Building $154,900
2023$4,392.00 (+13.81%)$217,900 (+16.46%) Land $63,000 Building $154,900$217,900 (+16.46%) Land $63,000 Building $154,900
2022$3,859.00$187,100 Land $63,000 Building $124,100$187,100 Land $63,000 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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