Madison County property record for 232 Iva Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042B-0024-0009 |
| Primary APN | 042B-0024-0009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,276 sqft (0.189 acres) |
|---|
| Account Number | 55886 |
|---|---|
| Street Address | 232 IVA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANEY BROOKE PLACE LOT 9 |
| Legal Subdivision | LANEY BROOKE PLACE |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10702 |
232 Iva Dr is owned by a company that acquired it in July 2006 and is owner-occupied.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1008 CHERRY CT, RICHMOND, KY 40475-8902 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Dec 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2006 |
| Deed Sale | Jul 14, 2006 |
| Deed Document Number | 0000813160 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 232 IVA DR, RICHMOND, KY 40475-8275 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M2264/95 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | M2264/95 |
| Instrument | 2014171768 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 10, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 232 IVA DR, RICHMOND, KY 40475-8275 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2206/266 |
|---|---|
| Date | Dec 8, 2022 |
| Book Page | M2206/266 |
| Instrument | 2014122719 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 232 Iva Dr was $2,715 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,715.00 Additional exemption filed | $288,000 | $288,000 |
| 2023 | $174.00 (-0.57%) | $18,000 (-) | $18,000 (-) |
| 2022 | $175.00 | $18,000 | $18,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Iva Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Iva Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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