220 Iva Dr, Richmond, KY 40475 Property Records

Madison County property record for 220 Iva Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	0.189 acres (8,276 sqft)
Owner	Company Name on File
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042B-0024-0006`

Property Details

APN / Parcel Number

Primary APN	`042B-0024-0006`
Alternative APNs	`126350` `89236` `55878`

Exterior

Lot Area	8,276 sqft (0.189 acres)

Location & Zoning

Account Number	55878
Street Address	220 IVA DR
City	RICHMOND
State	KY
Zip	40475-8275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANEY BROOKE PLACE LOT 6
Legal Subdivision	LANEY BROOKE PLACE
Legal Lot Number	6
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	10702

Owner

220 Iva Dr is owned by a company that acquired it in December 2021 and is owner-occupied.

Source: Madison County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	1008 CHERRY CT, RICHMOND, KY 40475-8902
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 16, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021
Deed Sale	Dec 16, 2021
Deed Document Number	2014068894
Deed Book / Page	D815 / 664
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	220 IVA DR, RICHMOND, KY 40475-8275
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2240/18
Date	Jun 13, 2023
Book Page	M2240/18
Instrument	2014150457

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	220 IVA DR, RICHMOND, KY 40475-8275
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2180/403
Date	Aug 4, 2022
Book Page	M2180/403
Instrument	2014105089

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 16, 2021
Property Address	220 IVA DR, RICHMOND, KY 40475-8275
Document Number	00D815/664
Book / Page	D815 / 664
Map Reference	MB 24 PG 203
Instrument Date	Dec 16, 2021
Instrument	2014068894
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	753 BENSON DR APT 4, 4, RICHMOND, KY 40475-5614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 CHERRY CT, RICHMOND, KY 40475-8902

Tax Assessment & Valuation

The 2025 property tax bill for 220 Iva Dr was $2,829 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 Additional exemption filed	$300,000	$300,000
2023	$194.00	$20,000 (-)	$20,000 (-)
2022	$194.00	$20,000	$20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Iva Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Iva Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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