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232 E Windemere Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 232 E Windemere Ave, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,071 sqft · built 1959
Lot Size0.152 acres (6,621 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Dec 2025)
Tax Bill$3,301 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN72-25-03-354-019

Property Details

APN / Parcel Number

Primary APN72-25-03-354-019

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,071 sqft Living Area
1st Floor Area1,071 sqft
Basement Area1,071 sqft
Finished Basement1,071 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,621 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area277 sqft
Patio Area277 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address232 E WINDEMERE AVE
CityROYAL OAK
StateMI
Zip48073-2678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 3 OAK RUN SUB LOT 210
Legal Range11E
Legal Township01N
Legal Section03
Legal SubdivisionOAK RUN SUB
Legal Lot Number210
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group4
Census Block4018
Census Tract183100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8431 COOLEY BEACH DR, WHITE LAKE, MI 48386-4315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Warranty Deed, Transfer · Conventional Mortgage
BANK OF ANN ARBOR
Oct 2, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
QUICKEN LOANS LLC
Apr 30, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2025 · Amount on Record
Deed SaleDec 17, 2025 · Amount on Record
Prior SaleOct 2, 2020 · Amount on Record
Deed Document Number2025159707
Deed Book / Page60803 / 592
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 17, 2025
Property Address232 E WINDEMERE AVE, ROYAL OAK, MI 48073-2678
Document Number20250159707
Book / Page60803 / 592
Map ReferenceLB 12 PG 15&16
Instrument DateDec 10, 2025
Instrument20250159707
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,987.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 E WINDEMERE AVE, ROYAL OAK, MI 48073-2678

Transferred To (Grantee/Buyer)

NameVerified Name
Address8431 COOLEY BEACH DR, WHITE LAKE, MI 48386-4315

Mortgage

Document Number0060810659
DateDec 17, 2025
Instrument60810/659
Lender
NameBANK OF ANN ARBOR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 2, 2020
Property Address232 E WINDEMERE AVE, ROYAL OAK, MI 48073-2678
Document Number0000202887
Book / Page54932 / 493
Map ReferenceLB 12 PG 15&16
Instrument DateJul 15, 2020
Instrument202887
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,806.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 E WINDEMERE AVE, 232, ROYAL OAK, MI 48073-2678

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address232 E WINDEMERE AVE, ROYAL OAK, MI 48073-2678

Mortgage

Document Number0054932495
DateOct 2, 2020
Instrument54932/495
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 30, 2018
Property Address232 E WINDEMERE AVE, ROYAL OAK, MI 48073-2678
Document Number0000072511
Book / Page051766 / 000231
Instrument DateApr 25, 2018
Instrument72511
Transaction TypeTransfer
Record UpdatedMay 16, 2018
Title CompanyPARTNERS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,419.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 E WINDEMERE AVE ROYAL OAK MI 480732678, ROYAL OAK, MI 48073-2678

Mortgage

Document Number72895
DateApr 30, 2018
Book Page051768/000448
Instrument72895
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,301.00 (-22.05%) Homeowner's exemption$127,790$255,580
2024$4,235.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2020–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber		6,000 / 6,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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