232 E Union St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 232 E Union St, Ashland, MA 01721

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,560 sqft · built 2006
Lot Size2.31 acres (100,711 sqft)
Owner2 Individual Names on Record
Last Sale$727,000 (Aug 2015)
Tax Bill$14,407 (2025)
Deeds & MortgagesJun 2020 Refinance
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNM:014/016.0-0002-0000.0

Property Details

APN / Parcel Number

Primary APNM:014/016.0-0002-0000.0
Alternative APN
  • ASHL M:016.0 B:0002 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,560 sqft Living Area
1st Floor Area1,928 sqft
Basement Area1,912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area100,711 sqft (2.31 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address232 E UNION ST
CityASHLAND
StateMA
Zip01721-1774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
JurisdictionASHLAND MA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1011
Census Tract385204

Owner

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address232 E UNION ST, ASHLAND, MA 01721-1774
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WORKERS CU
Sep 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WORKERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2015 · Amount on Record
Deed SaleAug 24, 2015 · Amount on Record
Deed Book / Page65963 / 226
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHLAND MA
Property Address232 E UNION ST, ASHLAND, MA 01721-1774
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74966-15
DateJun 25, 2020
Book Page74966/15
Instrument100002
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 1, 2040

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHLAND MA
Property Address232 E UNION ST, ASHLAND, MA 01721-1774
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75587-402
DateSep 10, 2020
Book Page75587/402
Instrument159093
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAshland Town
Unified School DistrictAshland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,407.00 (+3.36%)$1,128,200 (+7.17%) Land $305,200 Building $823,000$1,170,495 (+1.99%)
2024$13,938.00 (+9.95%)$1,052,700 (+14.35%) Land $305,200 Building $747,500$1,147,695
2023$12,677.00$920,600 Land $291,700 Building $628,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimDec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

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