Middlesex County and Ashland Town property record for 228 E Union St, Ashland, MA 01721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,956 sqft · built 2005 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,340,000 (May 2025) |
| Tax Bill | $14,265 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/016.0-0001-0000.0 |
| Primary APN | M:014/016.0-0001-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,956 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 1,420 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 228 E UNION ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-1774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 385204 |
Source: Middlesex County and Ashland Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 228 E UNION ST, ASHLAND, MA 01721-1774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 16, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 1, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Mar 24, 2017 | Quit Claim Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on Record |
| Deed Sale | May 1, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Book / Page | 84041 / 72 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 228 E UNION ST, ASHLAND, MA 01721-1774 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 083685-242 |
|---|---|
| Date | Jan 16, 2025 |
| Book Page | 83685/242 |
| Instrument | 5371 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | May 1, 2025 |
| Property Address | 228 E UNION ST, ASHLAND, MA 01721-1774 |
| Document Number | 0084041-72 |
| Book / Page | 84041 / 72 |
| Instrument Date | May 1, 2025 |
| Instrument | 46890 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 228 E UNION ST, ASHLAND, MA 01721-1774 |
| Document Number | 0000046891 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 46891 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 228 E UNION ST, ASHLAND, MA 01721-1774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74640-228 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 74640/228 |
| Instrument | 70098 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Mar 24, 2017 |
| Property Address | 228 E UNION ST, ASHLAND, MA 01721-1774 |
| Document Number | 69052-78 |
| Book / Page | 69052 / 78 |
| Instrument | 43772 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107.26 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 690520081 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 69052/0081 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 24, 2047 |
Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,265.00 (+6.85%) | $1,117,100 (+10.79%) Land $304,500 Building $812,600 | $1,264,640 (+20.81%) |
| 2024 | $13,350.00 (+8.52%) | $1,008,300 (+12.86%) Land $304,500 Building $703,800 | $1,046,805 |
| 2023 | $12,302.00 | $893,400 Land $291,000 Building $602,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures