232 E Kline St, Girard, OH 44420 Property Records

Trumbull County property record for 232 E Kline St, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,868 sqft · built 1923
Lot Size0.242 acres (10,546 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Sep 2019)
Tax Bill$1,317 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-221500

Property Details

APN / Parcel Number

Primary APN14-221500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,868 sqft Living Area
1st Floor Area1,552 sqft
Upper Floors Area728 sqft
AtticAttic
Attic Area364 sqft
Basement Area776 sqft
Unfinished Basement776 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area10,546 sqft (0.242 acres)
Lot Dimensions141 ft deep x 75 ft wide
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address232 E KLINE ST
CityGIRARD
StateOH
Zip44420-2622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20 A 75F REPLAT WILSON & MORRIS KLINE ST GIRARD CITY
Legal SubdivisionWILSON AND MORRIS
Legal Lot Number20
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1010
Census Tract932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address232 E KLINE ST, GIRARD, OH 44420-2622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2019 · Amount on Record
Deed SaleSep 24, 2019 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number201917799
Prior Transfer DateDec 3, 2013
Prior Transfer Doc0000029654
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRUMBULL OH
Recording DateSep 24, 2019
Property Address232 E KLINE ST, GIRARD, OH 44420-2622
Document Number0000017799
Map ReferenceVOL 56 PG 176
Instrument DateAug 28, 2019
Instrument201909240017799
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyAMERICAN LAND TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 E KLINE ST, GIRARD, OH 44420-2622

Mortgage

Document Number0000017800
DateSep 24, 2019
Instrument201909240017800
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
MunicipalityGirard City
Unified School DistrictGirard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,317.00$31,400 (-) Land $4,450 Building $26,950
2024$1,317.00 (-2.01%)$31,400 (-) Land $4,450 Building $26,950
2023$1,344.00 (+10.53%)$31,400 (+38.82%) Land $4,450 Building $26,950$89,700 (+38.85%) Land $12,700 Building $77,000
2022$1,216.00$22,620 Land $4,450 Building $18,170
2020$64,600 Land $12,700 Building $51,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD CITY
serves 13,263 people · EPA ID OH7801103
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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