226 E Kline St, Girard, OH 44420 Property Records

Trumbull County property record for 226 E Kline St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,530 sqft · built 1928
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Aug 1994)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-568375`

Property Details

APN / Parcel Number

Primary APN	`14-568375`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
1st Floor Area	1,620 sqft
Upper Floors Area	720 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	141 ft deep x 50 ft wide
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	226 E KLINE ST
City	GIRARD
State	OH
Zip	44420-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 50F W & M KLINE ST
Legal Subdivision	WILSON MORRIS ADDITION #1
Legal Lot Number	17
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1010
Census Tract	932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 E KLINE ST, GIRARD, OH 44420-2622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 1, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS NAT'L BK/CANFIELD
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1994 · Amount on Record
Deed Sale	Aug 25, 1994 · Amount on Record
Prior Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	226 E KLINE ST, GIRARD, OH 44420-2622
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E KLINE ST, GIRARD, OH 44420-2622

Mortgage

Document Number	0000002944
Date	Feb 14, 2022
Instrument	202202140002944

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 7, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	226 E KLINE ST, GIRARD, OH 44420-2622
Document Number	0000008752
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 E KLINE ST GIRARD OH 444202622, GIRARD, OH 44420-2622

Mortgage

Document Number	0000008752
Date	May 7, 2018
Instrument	8752

Lender

Name	FARMERS NAT'L BK/CANFIELD
Type	Bank
Address	CANFIELD, OH 44406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	226 E KLINE ST, GIRARD, OH 44420-2622
Document Number	0000000342
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 E KLINE ST GIRARD OH 444202622, GIRARD, OH 44420-2622

Mortgage

Document Number	0000000342
Date	Jan 8, 2018
Instrument	342

Lender

Name	SEVEN SEVENTEEN CU
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 7, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00 (+34.11%)	$33,670 (-) Land $3,500 Building $30,170
2024	$1,026.00 (-26.87%)	$33,670 (-) Land $3,500 Building $30,170
2023	$1,403.00	$33,670 Land $3,500 Building $30,170	$96,200 Land $10,000 Building $86,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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