232 E Bernie Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 232 E Bernie Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,927 sqft · built 2000
Lot Size0.278 acres (12,150 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Jan 2014)
Tax Bill$3,091 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN304-44-807

Property Details

APN / Parcel Number

Primary APN304-44-807

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,927 sqft Living Area
1st Floor Area2,927 sqft

Exterior

Year BuiltBuilt 2000
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area12,150 sqft (0.278 acres)
Parking Spaces3 Parking Spaces
Pool Area530 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address232 E BERNIE LN
CityGILBERT
StateAZ
Zip85295-5981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGILBERT COMMONS UNIT 1 MCR 520-16
Legal Range06E
Legal Township01S
Legal Section31
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionGILBERT COMMONS UNIT 1
Legal Lot Number141
Legal Unit1
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1016
Census Tract815300

Owner

Source: Maricopa County records · APN 304-44-807

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address232 E BERNIE LN, GILBERT, AZ 85295-5981
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2014 · Amount on Record
Deed SaleJan 13, 2014 · Amount on Record
Prior SaleOct 30, 2000 · Amount on Record
Deed Document Number20140022919
Record UpdatedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address232 E BERNIE LN, GILBERT, AZ 85295-5981
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000720435
DateSep 25, 2018
Instrument20180720435
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 22, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address232 E BERNIE LN, GILBERT, AZ 85295-5981
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000530042
DateJun 17, 2020
Instrument20200530042
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$67,320 (-1.15%)$673,200 (-1.15%) Land $134,600 Building $538,600
2025$3,091.00 (+3.97%)
2024$68,100$681,000 Land $136,200 Building $544,800
2023$2,973.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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